Withdrawals & Payouts

FTMO Payout Policy & Timeline (2026)

FTMO operates one of the longest-running payout infrastructures in the prop industry, giving funded traders control over their Profit Split Day starting 14 calendar days after their first funded trade.

Payout Feature	FTMO Funded Account Specification
Base Profit Split	80% (Upgraded to 90% via the FTMO Scaling Plan)
First Payout Eligibility	14 Calendar Days after first executed trade
Flexible Profit Split Day	Can be adjusted up to 3 times per cycle (between Day 14 and Day 60)
Disbursement Speed	1–2 Business Days after invoice confirmation
Challenge Fee Refund	100% Refunded with the 1st funded profit split
Withdrawal Fees	$0 charged by FTMO (FTMO covers standard processing fees)

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Supported Withdrawal Methods & Minimums

FTMO charges zero internal withdrawal fees across all supported payout rails:

1. Bank Wire Transfer / Instant Visa & Mastercard Direct:
   • Supports USD, EUR, GBP, CZK, CAD, AUD, and CHF.
   • Direct card payouts available for withdrawals up to $20,000 where supported by your issuing bank.
2. Cryptocurrency:
   • Requires a minimum profit split invoice of $50 to cover blockchain network costs.
3. Skrill:
   • Fast e-wallet settlement with near-instant credit once processed by FTMO's finance desk.

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Funded Account Rules That Impact Payouts

• ±2-Minute News Restriction (Standard FTMO Account): On standard funded FTMO Accounts, opening or closing targeted instruments within 2 minutes before or after high-impact macroeconomic releases is restricted (unless you hold an FTMO Swing account, which has no news or weekend restrictions).
• Weekend Holding (Standard vs Swing): Standard funded accounts must close positions before Friday market close or rollovers exceeding 2 hours; FTMO Swing accounts allow full weekend and overnight holding with 1:30 max leverage.