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United States Traders
Best Prop Firms for US Traders 2026 | American Funded Accounts
Find the best prop trading firms accepting US-based traders in 2026. Many firms restrict American clients due to CFTC/NFA regulations — discover verified options with fast ACH payouts, CME data access, and fair rules for futures and forex.
68 firms accept United States traders
Accepts US
FTMO
4.6/ 5
Up to 90% SplitFrom $892-Step
FTMO is the undisputed industry leader in proprietary trading. Based in Prague, Czech Republic, they've paid out over $130 million to traders worldwide since 2015. Their 2-step evaluation is challenging but fair, rewarding disciplined traders with up to 90% profit splits.
Accepts US
The 5%ers
4.8/ 5
Up to 100% SplitFrom $235Instant
The 5%ers pioneered the instant funding model in prop trading since 2016. Skip the evaluation entirely and start trading real capital immediately, with the industry's highest scaling potential up to $4 million.
Accepts US
FundedNext
4.8/ 5
Up to 95% SplitFrom $321-Step
FundedNext revolutionized prop trading by paying traders 15% of their profits during the evaluation phase. With balance-based drawdown and no time limits, they've quickly become one of the most popular firms globally.
Accepts US
Alpha Capital Group
4.7/ 5
80% SplitFrom $772-Step
Alpha Capital Group is a UK-based prop firm known for zero commission trading and their powerful Alpha Dashboard 2.0. With scaling potential to $2 million and transparent operations, they've earned a strong reputation in the trading community.
Accepts US
E8 Markets
4.7/ 5
80% SplitFrom $1381-Step
E8 Markets boasts the industry's most aggressive scaling program, the ELEV8, allowing traders to grow from a $100K account to $2.4 million. Their 1-step evaluation makes getting funded simpler than traditional 2-step models.
Accepts US
Bulenox
4.3/ 5
90% SplitFrom $1251-Step
Bulenox offers a unique proposition in the futures prop space: keep 100% of your first $10,000 in profits. With a focus on simplicity and trader retention, they provide a straightforward path to funding.
TR
Accepts US
True Forex Funds
1/ 5
N/A SplitFrom $01-Step
⚠️ TRUE FOREX FUNDS PERMANENTLY CLOSED IN MAY 2024 due to financial insolvency after MetaQuotes terminated their MT4/MT5 license. Do NOT send any money. Choose reliable alternatives like FTMO, FundedNext, or The 5%ers instead.
Accepts US
FundingPips
4.8/ 5
Up to 100% SplitFrom $322-Step
FundingPips revolutionizes the prop space with weekly payouts, balance-based drawdown, and entry prices starting as low as $32. They offer a transparent path to funding with partnerships like Prop Firm One and Riseworks.
Accepts US
Blue Guardian
4.6/ 5
85% SplitFrom $1292-Step
Blue Guardian's claim to fame is the Guardian Protector - a built-in risk management tool that automatically prevents you from hitting daily drawdown limits. This unique feature makes them particularly attractive to traders who struggle with emotional discipline.
Accepts US
Maven Trading
4.5/ 5
80% SplitFrom $991-Step
Maven Trading focuses on providing professional trading conditions with true ECN execution. Their standout feature is the industry's cheapest reset fee at just $25, making multiple challenge attempts affordable.
Accepts US
Instant Funding
3.8/ 5
Up to 95% SplitFrom $84Instant
Instant Funding is a UK-based prop firm established in 2022 that pioneered the no-evaluation instant funding model. They offer multiple paths including instant funded accounts, 1-Step, and 2-Step programs with a Smart Drawdown system that rewards profitable traders by tightening the drawdown to a fixed -5% once you gain +5%.
Accepts US
Topstep
4.5/ 5
90% SplitFrom $492-Step
Topstep is the grandfather of futures prop trading, operating since 2012. Unlike newer firms, they include professional coaching and education with every account - making them ideal for developing traders.
Accepts US
Earn2Trade
4.6/ 5
80% SplitFrom $751-Step
Earn2Trade is a U.S.-based futures prop firm established in 2016 that combines funded trading with structured education. Their dual-path model — the Gauntlet Mini for quick funding and the Trader Career Path for long-term scaling to $400K — has attracted over 60,000 traders with transparent pass rates and end-of-day drawdown rules.
Accepts US
City Traders Imperium
4.5/ 5
Up to 100% SplitFrom $1092-Step
City Traders Imperium (CTI) is a London-based prop firm offering one of the industry's most aggressive scaling paths to $2 million. Their unique tiered structure allows top performers to earn up to 100% of their profits.
Accepts US
Funded Trading Plus
4.5/ 5
Up to 100% SplitFrom $1191-Step
Funded Trading Plus disrupted the industry with their 1-Step Master program. Achieve 100% profit split after meeting consistency requirements, with scaling potential up to $2.5 million.
Accepts US
Goat Funded Trader
4.4/ 5
Up to 95% SplitFrom $481-Step
Goat Funded Trader democratized prop trading with $48 challenges. Their ultra-low pricing removes financial barriers while still offering up to 95% profit splits and scaling to $800K.
Accepts US
Finotive Funding
4.3/ 5
95% SplitFrom $791-Step
Finotive Funding combines aggressive 95% profit splits with balance-based drawdown and affordable pricing. Their no-time-limit evaluations remove pressure from the challenge process.
Accepts US
ThinkCapital
4.3/ 5
85% SplitFrom $952-Step
ThinkCapital has built trust through PropFirmMatch verification and consistently fast payouts. Their standard 2-step evaluation offers competitive conditions with claims of 24-hour payout processing.
Accepts US
Blueberry Funded
4.2/ 5
80% SplitFrom $891-Step
Blueberry Funded is the proprietary trading arm of ASIC-regulated Blueberry Markets broker. This broker-backed model provides institutional liquidity and regulatory credibility that standalone prop firms cannot match.
Accepts US
Top One Trader
4.4/ 5
90% SplitFrom $751-Step
Top One Trader's Flash program removes the daily loss limit entirely - a game-changer for aggressive traders who struggle with this rule at other firms. 90% profit split and bi-weekly payouts.
Accepts US
BrightFunded
4.5/ 5
85% SplitFrom $852-Step
BrightFunded built their own trading ecosystem from scratch. Their custom app replaces MetaTrader with a modern, mobile-first experience designed for today's traders.
Accepts US
QT Funded
4.1/ 5
80% SplitFrom $991-Step
QT Funded focuses on speed and simplicity. Their 1-step evaluation and fast verification process gets traders funded quickly without complex rules.
Accepts US
OANDA Prop Trader
4.8/ 5
Up to 90% SplitFrom $1992-Step
OANDA Prop Trader is backed by the regulated broker OANDA, one of the most trusted names in forex. This institutional backing provides unmatched security for trader capital and payout reliability.
Accepts US
Breakout
4.8/ 5
80% (up to 90%) SplitFrom $451-Step
Built specifically for crypto traders, Breakout operates on infrastructure supported by Kraken, offering a level of execution reliability and liquidity that many newer crypto prop firms struggle to match. With up to $200,000 in funded capital and no time limits or consistency rules, it is the premier environment for digital asset traders.
Accepts US
AquaFunded
4.6/ 5
90% SplitFrom $992-Step
AquaFunded has gained popularity for allowing high-frequency trading (HFT) and scalping strategies during evaluation. Their fast payout processing and affordable pricing make them a rising competitor.
Accepts US
For Traders
4.4/ 5
Up to 90% SplitFrom $1092-Step
For Traders brings gamification to prop trading with achievements, leaderboards, and progress tracking. Perfect for traders who enjoy competitive, engaging experiences.
Accepts US
Fintokei
4.5/ 5
80% SplitFrom $149Instant
Fintokei offers unique instant funding through SwiftTrader and traditional evaluation via ProTrader. Strong Japanese and European market focus differentiates them.
Accepts US
Seacrest Markets
4.3/ 5
80% SplitFrom $1192-Step
Seacrest Markets offers a boutique prop trading experience with genuine STP execution, personal account managers, and simple rules. Quality over quantity approach.
Accepts US
Funding Traders
4.6/ 5
Up to 100% SplitFrom $891-Step
Funding Traders combines transparent leadership with a unique 100% profit split add-on. CEO Dozie is actively involved in the community, addressing concerns directly on Discord.
Accepts US
ATFunded
4.4/ 5
85% SplitFrom $992-Step
ATFunded pioneered TradeLocker adoption in prop trading, offering a web-based alternative to legacy MetaTrader platforms with full crypto support.
Accepts US
Crypto Fund Trader
4.3/ 5
Up to 90% SplitFrom $1191-Step
Crypto Fund Trader is purpose-built for cryptocurrency traders. Unlike firms that added crypto as an afterthought, their infrastructure, spreads, and rules are optimized for digital assets.
Accepts US
Nordic Funder
4.4/ 5
80% SplitFrom $991-Step
Nordic Funder brings Scandinavian business values to prop trading. Their focus on transparency, simplicity, and reliability resonates with traders tired of complex rules and hidden catches.
Accepts US
FXIFY
4.6/ 5
Up to 90% SplitFrom $1091-Step
FXIFY is the go-to prop firm for algorithmic traders. They explicitly allow HFT bots, provide API access, and offer a custom analytics dashboard that algo traders actually need.
Accepts US
Lark Funding
4.4/ 5
85% SplitFrom $991-Step
Lark Funding built their entire brand around radical transparency. Every rule is disclosed upfront. No surprises, no hidden catches, no 'we reserve the right' clauses.
Accepts US
Audacity Capital
4.5/ 5
50-80% SplitFrom $199Instant
Audacity Capital operates as a genuine institutional prop firm based in Dubai. Unlike challenge-based firms, they provide instant capital access with profit splits that scale based on your consistency.
Accepts US
The Trading Pit
4.5/ 5
Up to 80% SplitFrom $991-Step
Multi-asset firm (Forex & Futures) with great scaling plan up to $5M.
Accepts US
Darwinex Zero
4.3/ 5
Investor Allocation SplitFrom $382-Step
Darwinex Zero offers a completely unique model: trade virtual capital, prove consistency, then receive real investor allocations. Monthly subscription instead of challenge fees.
Accepts US
Ment Funding
4.4/ 5
80% SplitFrom $1091-Step
Ment Funding was founded by traders trained at the Institute of Trading, bringing institutional trading education to prop funding. Their approach emphasizes professional development over quick profits.
Accepts US
Trade The Pool
4.5/ 5
Up to 80% SplitFrom $971-Step
Trade The Pool is the only major prop firm focused exclusively on US stock trading. Perfect for equity traders who don't want forex, they offer 12,000+ stocks and ETFs.
Accepts US
FundedElite
4.5/ 5
90% SplitFrom $1492-Step
FundedElite positions itself as the premium choice for experienced traders. Their focus is on quality over quantity - fewer traders, better support, superior conditions.
Accepts US
Hantec Trader
4.6/ 5
80% SplitFrom $1792-Step
Hantec Trader is backed by Hantec Markets - an FCA-regulated broker with 30+ years of history. This provides genuine institutional safety that most prop firms cannot offer.
Accepts US
Axi Select
4.7/ 5
Up to 90% SplitFrom $02-Step
Axi Select breaks the prop firm mold: it's completely FREE to join. Your funding is based on your Edge Score performance. Backed by ASIC-regulated Axi broker with genuine institutional infrastructure.
Accepts US
My Funded Futures
4.7/ 5
90% SplitFrom $1001-Step
Famous for End-of-Day drawdown rules which are better than trailing.
Accepts US
Top One Futures
4.4/ 5
90% SplitFrom $1101-Step
Flash funding model with high leverage futures trading.
Accepts US
Alpha Futures
4.4/ 5
80% SplitFrom $901-Step
Low cost entry into futures markets.
Accepts US
Apex Trader Funding
4.7/ 5
100% SplitFrom $1471-Step
The volume leader in futures. 100% profit on first $25K, then 90%. Frequent 90% sales.
Accepts US
Tradeify
4.5/ 5
90% SplitFrom $1291-Step
Tradeify focuses on simplicity and transparency. Their rules are clearly documented, contract limits are generous, and there's no complex scaling to understand.
Accepts US
FundingTicks
4.3/ 5
80% SplitFrom $851-Step
FundingTicks focuses on accessibility - ultra-budget pricing and beginner-friendly approach for NQ and ES index futures traders specifically.
Accepts US
FundedNext Futures
4.6/ 5
90% SplitFrom $1191-Step
FundedNext Futures brings the trusted FundedNext reputation to futures markets. Same proven payout record and support quality, now for futures traders.
Accepts US
Blue Guardian Futures
4.5/ 5
85% SplitFrom $1291-Step
Blue Guardian Futures brings their famous Guardian Protector risk management tool to futures. The auto-close feature helps prevent hitting drawdown limits.
Accepts US
Take Profit Trader
4.5/ 5
Up to 90% SplitFrom $991-Step
Take Profit Trader's PRO+ program allows day 1 withdrawals with no buffer. Their Safety Net feature provides extra protection during volatile markets.
Accepts US
AquaFutures
4.4/ 5
90% SplitFrom $1091-Step
AquaFutures welcomes high-frequency and algorithmic trading in futures. Their modern tech stack provides API access for systematic traders.
Accepts US
E8 Futures
4.5/ 5
80% SplitFrom $1391-Step
E8 Futures brings the premium analytics and dashboard of E8 Markets to CME futures. Their professional tools help traders optimize strategies.
Accepts US
TradeDay
4.6/ 5
100% SplitFrom $1251-Step
TradeDay's direct funding model skips the simulated funded stage entirely. Pass the evaluation, get real capital immediately. 100% profit on first $10K.
Accepts US
Traders Launch
4.4/ 5
90% SplitFrom $1151-Step
Traders Launch emphasizes trader development alongside funding. Their approach combines capital access with educational resources and growth support.
Accepts US
The Trading Pit Futures
4.5/ 5
Up to 80% SplitFrom $992-Step
The Trading Pit expands into futures, bringing their established reputation and massive scaling potential. Up to $5M+ in funding available with their proven futures program.
Accepts US
True Forex Funds
4.3/ 5
Up to 80% SplitFrom $792-Step
True Forex Funds offers accessible prop trading challenges with competitive pricing and straightforward rules. A solid option for traders seeking an affordable entry into funded trading.
SU
Accepts US
SurgeTrader
1/ 5
N/A - CLOSED SplitFrom $01-Step
⚠️ WARNING: SURGETRADER HAS PERMANENTLY CLOSED. This prop firm ceased all operations in August 2023 due to financial difficulties. They are no longer accepting new traders or processing any payouts. DO NOT send any money to this firm. We recommend trusted alternatives like FTMO, FundedNext, or The 5%ers instead.
Accepts US
Phidias PropFirm
4.6/ 5
Up to 80% SplitFrom $992-Step
Phidias PropFirm specializes in futures trading with trader-friendly EOD (End of Day) drawdown calculations. Their evaluation model is designed for swing traders who need flexibility without intraday drawdown pressure.
Accepts US
TTT Markets
4.5/ 5
Up to 90% SplitFrom $1291-Step
TTT Markets is a tech-forward prop firm that explicitly allows Expert Advisors and automated trading strategies. Their single-step evaluation attracts algorithmic traders.
Accepts US
DNA Funded
4.4/ 5
Up to 85% SplitFrom $792-Step
DNA Funded offers institutional-grade raw spreads at budget-friendly prices. Their focus on execution quality makes them popular among scalpers.
Accepts US
Goat Funded Trader
4.7/ 5
Up to 95% SplitFrom $199Instant
Goat Funded Trader disrupts the industry with their no-challenge instant funding model. Pay once, get funded immediately with profit splits up to 95%.
Accepts US
Atmos Funded
4.5/ 5
Up to 85% SplitFrom $891-Step
Atmos Funded offers static drawdown options that swing traders love. No trailing drawdown means your risk limit stays fixed regardless of profits.
Accepts US
Elite Trader Funding
4.6/ 5
Up to 90% SplitFrom $801-Step
Elite Trader Funding is one of the most established futures-focused prop firms with direct CME and CBOT access. Their straightforward evaluation and low reset fees make them a favorite.
Accepts US
OneUp Trader
4.4/ 5
Up to 90% SplitFrom $1251-Step
OneUp Trader offers a streamlined futures trading evaluation with no recurring monthly fees. Pay once, trade until you pass.
Accepts US
Blue Guardian
4.6/ 5
Up to 85% SplitFrom $992-Step
Blue Guardian stands out with their unique 'Protector' feature that safeguards traders during drawdowns. Combined with permissive trading rules, they're a solid choice.
Accepts US
TradeDay
4.7/ 5
95% SplitFrom $1391-Step
TradeDay offers one of the highest profit splits in the futures prop trading industry at 95%. Their partnership with Tradovate provides a seamless trading experience.
Accepts US
My Funded Futures
4.5/ 5
Up to 90% SplitFrom $1171-Step
My Funded Futures offers their 'Rapid' account option for traders who want a faster path to funding with slightly easier rules. Their scaling program goes up to $300K.
Trading from United States
US-based traders face more restrictions than traders from any other region due to CFTC and SEC compliance requirements. Most forex-focused prop firms explicitly exclude US residents. However, **futures prop firms** like Topstep, Apex Trader Funding, and Take Profit Trader specifically cater to the US market and offer some of the best funding programs available anywhere.
Key Considerations
- Futures prop firms (Topstep, Apex, Take Profit Trader) are the best options for US traders
- Verify the firm explicitly accepts US residents before purchasing
- CME data fees ($15-110/month) are required for futures — factor this into costs
- Section 1256 tax treatment on futures gives US traders a major advantage
- Look for firms with US-based support teams and EST/CST hours
- ACH payouts are faster and easier than international wire transfers
📜 Regulatory Landscape
The US regulatory landscape is the strictest in the world for retail traders. **Forex prop firms:** Most don't accept US traders due to NFA/CFTC requirements (firms like FTMO and FundedNext restrict US residents). **Futures prop firms:** This is where US traders thrive — firms like Topstep and Apex are US-based, regulated-adjacent, and designed for American traders. **Key difference:** Prop firms provide funded accounts (firm capital), not personal trading accounts, which sidesteps most retail trading regulations.
💰 Tax Considerations
US traders get a unique tax advantage on futures: **Section 1256 contracts** qualify for 60/40 tax treatment — 60% taxed as long-term capital gains (lower rate) and 40% as short-term, regardless of holding period. This can save significant money compared to forex, which is taxed as ordinary income. Full-time traders may qualify for **Trader Tax Status (TTS)** election, allowing business expense deductions (software, data fees, hardware). Consult a tax professional familiar with TTS and Schedule C/D reporting.
💳 Payment Methods & Tips
Most US-focused firms offer **ACH direct deposit** (1-2 business days), wire transfers, or PayPal. Futures firms generally have faster payouts than forex firms. Apex offers bi-monthly payouts; Topstep processes within 3-5 days. Some firms offer same-day processing. **Avoid firms** that only offer crypto payouts — US banking compliance makes crypto-to-fiat conversions more complex and potentially taxable.