P
Loading
United States Traders
Best Prop Firms for US Traders 2026 | American Funded Accounts
Find the best prop trading firms accepting US-based traders in 2026. Many firms restrict American clients due to CFTC/NFA regulations — discover verified options with fast ACH payouts, CME data access, and fair rules for futures and forex.
32 firms accept United States traders
Accepts US
FTMO
4.8/ 5
Up to 90% SplitFrom $892-Step
FTMO is the undisputed industry leader in proprietary trading. Based in Prague, Czech Republic, FTMO has paid out hundreds of millions to traders worldwide since 2015. In late 2026, FTMO acquired the regulated broker OANDA and secured a $625M institutional lending facility with UniCredit. They now offer both 1-Step and 2-Step evaluations, with scaling up to $2 million at up to 90% profit splits.
Accepts US
The 5%ers
4.8/ 5
Up to 100% SplitFrom $235Instant
The 5%ers pioneered the instant funding model in prop trading since 2016. Skip the evaluation entirely and start trading real capital immediately, with the industry's highest scaling potential up to $4 million.
Accepts US
FundedNext
4.8/ 5
Up to 95% SplitFrom $321-Step
FundedNext revolutionized prop trading by paying traders 15% of their profits during the evaluation phase. With balance-based drawdown and no time limits, they've quickly become one of the most popular firms globally.
Accepts US
Alpha Capital Group
4.7/ 5
80% SplitFrom $772-Step
Alpha Capital Group is a UK-based prop firm known for zero commission trading and their powerful Alpha Dashboard 2.0. With scaling potential to $2 million and transparent operations, they've earned a strong reputation in the trading community.
Accepts US
E8 Markets
4.7/ 5
80% SplitFrom $1381-Step
E8 Markets boasts the industry's most aggressive scaling program, the ELEV8, allowing traders to grow from a $100K account to $2.4 million. Their 1-step evaluation makes getting funded simpler than traditional 2-step models.
Accepts US
FundingPips
4.8/ 5
Up to 100% SplitFrom $322-Step
FundingPips revolutionizes the prop space with weekly payouts, balance-based drawdown, and entry prices starting as low as $32. They offer a transparent path to funding with partnerships like Prop Firm One and Riseworks.
Accepts US
Blue Guardian
4.6/ 5
85% SplitFrom $1292-Step
Blue Guardian's claim to fame is the Guardian Protector - a built-in risk management tool that automatically prevents you from hitting daily drawdown limits. This unique feature makes them particularly attractive to traders who struggle with emotional discipline.
Accepts US
Maven Trading
4.5/ 5
80% SplitFrom $991-Step
Maven Trading focuses on providing professional trading conditions with true ECN execution. Their standout feature is the industry's cheapest reset fee at just $25, making multiple challenge attempts affordable.
Accepts US
Topstep
4.5/ 5
90% SplitFrom $492-Step
Topstep is the grandfather of futures prop trading, operating since 2012. Unlike newer firms, they include professional coaching and education with every account - making them ideal for developing traders.
Accepts US
Earn2Trade
4.6/ 5
80% SplitFrom $751-Step
Earn2Trade is a U.S.-based futures prop firm established in 2016 that combines funded trading with structured education. Their dual-path model — the Gauntlet Mini for quick funding and the Trader Career Path for long-term scaling to $400K — has attracted over 60,000 traders with transparent pass rates and end-of-day drawdown rules.
Accepts US
City Traders Imperium
4.5/ 5
Up to 100% SplitFrom $1092-Step
City Traders Imperium (CTI) is a London-based prop firm offering one of the industry's most aggressive scaling paths to $2 million. Their unique tiered structure allows top performers to earn up to 100% of their profits.
Accepts US
Goat Funded Trader
4.4/ 5
Up to 95% SplitFrom $481-Step
Goat Funded Trader democratized prop trading with $48 challenges. Their ultra-low pricing removes financial barriers while still offering up to 95% profit splits and scaling to $800K.
Accepts US
Finotive Funding
4.3/ 5
95% SplitFrom $791-Step
Finotive Funding combines aggressive 95% profit splits with balance-based drawdown and affordable pricing. Their no-time-limit evaluations remove pressure from the challenge process.
Accepts US
Blueberry Funded
4.2/ 5
80% SplitFrom $891-Step
Blueberry Funded is the proprietary trading arm of ASIC-regulated Blueberry Markets broker. This broker-backed model provides institutional liquidity and regulatory credibility that standalone prop firms cannot match.
Accepts US
Breakout
4.8/ 5
80% (up to 90%) SplitFrom $451-Step
Built specifically for crypto traders, Breakout operates on infrastructure supported by Kraken, offering a level of execution reliability and liquidity that many newer crypto prop firms struggle to match. With up to $200,000 in funded capital and no time limits or consistency rules, it is the premier environment for digital asset traders.
Accepts US
For Traders
4.4/ 5
Up to 90% SplitFrom $1092-Step
For Traders brings gamification to prop trading with achievements, leaderboards, and progress tracking. Perfect for traders who enjoy competitive, engaging experiences.
Accepts US
Fintokei
4.5/ 5
80% SplitFrom $149Instant
Fintokei offers unique instant funding through SwiftTrader and traditional evaluation via ProTrader. Strong Japanese and European market focus differentiates them.
Accepts US
FXIFY
4.6/ 5
Up to 90% SplitFrom $1091-Step
FXIFY is the go-to prop firm for algorithmic traders. They explicitly allow HFT bots, provide API access, and offer a custom analytics dashboard that algo traders actually need.
Accepts US
Darwinex Zero
4.3/ 5
Investor Allocation SplitFrom $382-Step
Darwinex Zero offers a completely unique model: trade virtual capital, prove consistency, then receive real investor allocations. Monthly subscription instead of challenge fees.
Accepts US
Trade The Pool
4.5/ 5
Up to 80% SplitFrom $971-Step
Trade The Pool is the only major prop firm focused exclusively on US stock trading. Perfect for equity traders who don't want forex, they offer 12,000+ stocks and ETFs.
Accepts US
Axi Select
4.7/ 5
Up to 90% SplitFrom $02-Step
Axi Select breaks the prop firm mold: it's completely FREE to join. Your funding is based on your Edge Score performance. Backed by ASIC-regulated Axi broker with genuine institutional infrastructure.
Accepts US
Apex Trader Funding
4.7/ 5
100% SplitFrom $1471-Step
The volume leader in futures. 100% profit on first $25K, then 90%. Frequent 90% sales.
Accepts US
Tradeify
4.5/ 5
90% SplitFrom $1291-Step
Tradeify focuses on simplicity and transparency. Their rules are clearly documented, contract limits are generous, and there's no complex scaling to understand.
Accepts US
FundedNext Futures
4.6/ 5
90% SplitFrom $1191-Step
FundedNext Futures brings the trusted FundedNext reputation to futures markets. Same proven payout record and support quality, now for futures traders.
Accepts US
Blue Guardian Futures
4.5/ 5
85% SplitFrom $1291-Step
Blue Guardian Futures brings their famous Guardian Protector risk management tool to futures. The auto-close feature helps prevent hitting drawdown limits.
Accepts US
AquaFutures
4.4/ 5
90% SplitFrom $1091-Step
AquaFutures welcomes high-frequency and algorithmic trading in futures. Their modern tech stack provides API access for systematic traders.
Accepts US
E8 Futures
4.5/ 5
80% SplitFrom $1391-Step
E8 Futures brings the premium analytics and dashboard of E8 Markets to CME futures. Their professional tools help traders optimize strategies.
Accepts US
Tradeify Crypto
4.5/ 5
90% SplitFrom $991-Step
Tradeify Crypto is the dedicated crypto arm of the Tradeify ecosystem. Trade over 100 crypto pairs including BTC, ETH, and SOL with 24/7 market access, static drawdown, and up to 5x leverage on the DXTrade platform.
Accepts US
SabioTrade
4.8/ 5
Up to 95% SplitFrom $1191-Step
SabioTrade is a proprietary trading firm (operating as a Simulated Trading Lab in the US) offering up to $1,000,000 in simulated funding. They stand out with their proprietary SabioTraderoom platform, 1-step evaluation processes, and unique Day Trading accounts with up to 95% profit splits.
Accepts US
Investing.com Challenges
4.5/ 5
80% SplitFrom $692-Step
Investing.com Challenges is a proprietary trading evaluation program offering an opportunity to prove your trading skills and get access to significant trading capital. You can trade in a simulated environment and upon successfully passing the evaluation, retain 80% of your generated profits.
Accepts US
Hola Prime
4.6/ 5
Up to 95% SplitFrom $391-Step
Hola Prime is a fast-growing proprietary trading firm based in Hong Kong. They offer highly flexible trading conditions, including Direct (Instant Funding), 1-Step, and 2-Step evaluation accounts. Traders can trade Forex, Crypto, and Futures with leverage up to 1:100 and can scale their capital up to $4,000,000.
Accepts US
Hola Prime Futures
4.6/ 5
Up to 90% SplitFrom $1491-Step
Hola Prime Futures offers straightforward and flexible funding paths for futures traders. Traders can choose between a 1-Step Prime challenge or a Direct Account (Instant Funding). Supported platforms include Tradovate, NinjaTrader, and DX Futures.
Trading from United States
US-based traders face more restrictions than traders from any other region due to CFTC and SEC compliance requirements. Most forex-focused prop firms explicitly exclude US residents. However, **futures prop firms** like Topstep, Apex Trader Funding, and Take Profit Trader specifically cater to the US market and offer some of the best funding programs available anywhere.
Key Considerations
- Futures prop firms (Topstep, Apex, Take Profit Trader) are the best options for US traders
- Verify the firm explicitly accepts US residents before purchasing
- CME data fees ($15-110/month) are required for futures — factor this into costs
- Section 1256 tax treatment on futures gives US traders a major advantage
- Look for firms with US-based support teams and EST/CST hours
- ACH payouts are faster and easier than international wire transfers
📜 Regulatory Landscape
The US regulatory landscape is the strictest in the world for retail traders. **Forex prop firms:** Most don't accept US traders due to NFA/CFTC requirements (firms like FTMO and FundedNext restrict US residents). **Futures prop firms:** This is where US traders thrive — firms like Topstep and Apex are US-based, regulated-adjacent, and designed for American traders. **Key difference:** Prop firms provide funded accounts (firm capital), not personal trading accounts, which sidesteps most retail trading regulations.
💰 Tax Considerations
US traders get a unique tax advantage on futures: **Section 1256 contracts** qualify for 60/40 tax treatment — 60% taxed as long-term capital gains (lower rate) and 40% as short-term, regardless of holding period. This can save significant money compared to forex, which is taxed as ordinary income. Full-time traders may qualify for **Trader Tax Status (TTS)** election, allowing business expense deductions (software, data fees, hardware). Consult a tax professional familiar with TTS and Schedule C/D reporting.
💳 Payment Methods & Tips
Most US-focused firms offer **ACH direct deposit** (1-2 business days), wire transfers, or PayPal. Futures firms generally have faster payouts than forex firms. Apex offers bi-monthly payouts; Topstep processes within 3-5 days. Some firms offer same-day processing. **Avoid firms** that only offer crypto payouts — US banking compliance makes crypto-to-fiat conversions more complex and potentially taxable.