Withdrawals & Payouts

FXIFY Payout Policy Overview (2026)

FXIFY pioneered one of the most trader-friendly payout policies in the proprietary trading industry: First Payout On-Demand (FPOD). Rather than forcing profitable traders to wait two to four weeks before taking their first capital distribution, FXIFY allows traders to withdraw profits immediately after closing their first winning day on a funded account.

Combined with an available 125% fee refund and bi-weekly ongoing cycles, FXIFY delivers exceptional capital liquidity.

---

Payout Specifications Matrix

Payout Parameter	Standard Policy	With Upgrades / Add-ons
First Payout Timeline	First Payout On-Demand (FPOD Day 1)	Immediate upon 1 profitable day
Subsequent Payout Schedule	Every 14 Calendar Days (Bi-weekly)	Bi-weekly
Evaluation Fee Refund	100% Refund with 1st Payout	125% Refund (Fee + 25% Cash Bonus)
Base Profit Split	75% – 80% Trader	90% Trader (Add-on or Scaled)
Minimum Payout Amount	$50	$50
Maximum Payout Cap	No Cap (100% Uncapped)	No Cap (100% Uncapped)
Payment Rails	Rise (Bank/Wire) & Crypto (USDC/USDT)	Rise & Crypto
Typical Approval Speed	Under 24 Hours	Same-day priority review

---

1. First Payout On-Demand (FPOD) Mechanics

On conventional prop firms, funded traders must complete an agonizing 14 to 30 calendar days of trading before unlocking their first withdrawal button.

How FPOD Operates:

1. Complete your evaluation phase(s) and sign your funded account agreement.
2. Receive your live simulated funded credentials.
3. Place your trades and close at least one profitable trading day.
4. The Request Payout button activates immediately inside your dashboard.
5. Submit your withdrawal request for up to your permitted profit split (e.g., 80% standard or 90% upgraded).

---

2. 125% Evaluation Fee Refund Math

FXIFY rewards traders who successfully achieve funding by reimbursing their initial purchase cost:

Standard 100% Refund:
- Trader buys $100K 2-Step Evaluation for:       $499
- First payout requested with $4,000 net profit:
  - 80% Profit Split ($4,000 × 0.80) =         $3,200
  - 100% Fee Reimbursement =                    +$499
  ---------------------------------------------------
  Total First Payout Check:                    $3,699

Upgraded 125% Refund (Add-on selected at checkout):
- Initial Evaluation Fee:                        $499
- 100% Fee Reimbursement =                      +$499
- 25% Cash Bonus ($499 × 0.25) =                +$124.75
  ---------------------------------------------------
  Total Refund Value Received:                 $623.75

The 125% refund ensures the trader not only recovers their entire initial risk capital, but walks away with an immediate return on their evaluation purchase.

---

3. Subsequent Bi-Weekly Payout Cycles

Following your initial FPOD withdrawal, your account enters the standard bi-weekly cycle:

• Payouts unlock every 14 calendar days.
• There are no maximum withdrawal caps; if you generate $25,000 during a 14-day cycle, you are entitled to withdraw your full split of that entire balance.
• Payout requests deduct the profit distribution from your account balance, while your liquidation floor adjusts according to your program's drawdown model (static on 2-Step Standard, trailing on Pro/1-Step).

---

4. Payment Rails & Settlement Speeds

FXIFY processes approved withdrawals through two secure financial conduits:

1. Rise (Direct Bank & Global Wire):
   • Enables fast local currency deposits into bank accounts across North America, Europe, Asia, and Latin America.
   • Settlement timeframe: 1 to 2 business days post-approval.
2. Cryptocurrency Rails (USDC & USDT):
   • Direct blockchain settlement on ERC-20, TRC-20, and Arbitrum networks.
   • Settlement timeframe: Under 12 hours post-approval directly to your private cold wallet or exchange address.