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Fill88 vs FXIFY
The Ultimate Head-to-Head Showdown
⚡ Quick Comparison Verdict
When choosing between Fill88 and FXIFY in 2026, the decision comes down to what matters most to you as a trader. FXIFY holds a TrustPilot rating of 4.6/5 across 3,218 reviews, while Fill88 sits at 4/5 with 45 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
Fill88
4
- En fazla %90 kâr paylaşımı; Spark hesapları her %10 kazançta ikiye katlanır — 1,28M$'a kadar ölçekleme
- Spark ile anında sermaye: sıfır değerlendirme, sıfır günlük kayıp limiti, sıfır tutarlılık kuralı
- Aynı challenge fiyatıyla RAW Spread veya komisyonsuz işlem arasında seçim yapın
FXIFY
4.6
- 1 kârlı işlem gününden sonra 1. Günde İlk Ödeme On-Demand (FPOD)
- %125 değerlendirme ücreti iadesi (%100 tam iade + %25 nakit bonus)
- 1 ve 2 adımlı değerlendirmelerde minimum işlem günü şartı yok
At a Glance
4.0 / 5.0
Trader Satisfaction
4.6 / 5.0
8090%
Profit Split
758090%
$0.1M
Max Allocation
$0.4M
$39
Challenge Fee (Starting)
$19
Earnings Calculator
Monthly return (%)8%
Estimated Monthly Earnings
$6,400
Based on 100K account • 80% payout
Estimated Monthly Earnings
$6,000
Based on 100K account • 75%–80% (upgradable to 90%) payout
Head-to-head Breakdown
Fill88
FXIFY
Challenge Fee
$439Best
$549
Account Size
100,000
100,000
Profit Split
80%
75%–80% (upgradable to 90%)Best
Profit Target
8% | 5%
5% | 10%Best
Daily Loss
4%
4%
Max Loss
10%
10%
Drawdown Type
static
static
Payout Frequency
On-Demand
First Payout On-Demand (Day 1) / Bi-weekly
Fine-Print Verification Matrix
Hidden Rules & Contract Clauses
Comparing unadvertised contract terms, trailing mechanics, news buffers, and payout hurdles extracted from official Terms of Service.
Fine-Print Term
Core Trading Clauses
Fill88
4 Verified Rules
FXIFY
8 Verified Rules
News Trading Policy & Execution Buffers
Buffer windows before and after red-folder economic events, straddle restrictions, and execution slippage policies.
Permitted during challenge/evaluation phases on Launch, Ascend, and Summit. Not permitted on funded accounts or Spark accounts. Trades within 4 minutes of major news events are restricted.
Allowed (Standard). Restricted (Instant).
Weekend & Overnight Holding
Whether swing positions may be held across Friday market close, or if automated liquidations apply.
Allowed during challenge phases for Launch, Ascend, and Summit. Not allowed on funded accounts or Spark accounts. All positions must be closed before Friday market close.
Allowed.
Drawdown Trailing & Loss Mechanics
Static balance-based vs End-of-Day (EOD) vs high-risk intraday open-equity trailing traps.
Summit and Launch use 10% static drawdown. Ascend uses 6% trailing drawdown (trails highest closed balance). Spark uses Smart Drawdown: starts at 10%, locks to 5% after achieving 5% profit.
10%.
Inactivity Rules & Account Expiry
Maximum allowable dormancy duration before account breach or administrative archiving.
No specific inactivity timeout published. No maximum time limit to complete challenges.
60 days.
Consistency Clauses & Profit Caps
Single-day profit caps (e.g. 30%-50% rule), lot-size variation brackets, and contract ladders.
Best trading day must not exceed 40% of total profit when requesting a payout. Applies to Launch, Ascend, and Summit funded accounts.
25% Rule (2-Step Classic).
Payout Hurdles & Safety Buffers
Minimum qualifying profitable days, profit floor requirements, and mandatory buffer reserves.
Spark: 14 gün (ilk çekim), ardından her 7 günde bir. Launch, Ascend ve Summit: Talep Üzerine
Riseworks, Kripto veya Banka Havalesi ile 24–48 saat
Verified Fine-Print Disclosures from Official Documentation
Exact contract stipulations, drawdown formulas, and account closure triggers.
40% Payout Consistency Rule (Launch, Ascend & Summit)
🟠 High RiskWhen requesting a payout on Launch, Ascend, or Summit funded accounts, your best trading day cannot exceed 40% of total profit.
Source: Fill88 Official Rules
1.5%–3% Risk Cap Per Trade Idea
🟠 High RiskMaximum risk per trade idea is capped at 1.5% on Ascend/Summit $50K+, 2% on standard accounts, and 3% on Spark $500. Reopening the same direction within 10 minutes counts as the same trade idea.
Source: Fill88 Risk Management Policy
Funded News (±4 Min) & Weekend Holding Restrictions
🟠 High RiskWhile allowed during evaluation phases, funded and Spark accounts prohibit trading within 4 minutes of major news events and require closing all positions before Friday market close.
Source: Fill88 Funded Account Terms
First Payout On-Demand (FPOD) from Day 1
🔵 InformationalOn eligible evaluation programs, FXIFY offers First Payout On-Demand (FPOD). Funded traders can request their very first withdrawal on Day 1 immediately after closing one profitable trading day, bypassing traditional 14-day or 30-day waiting periods.
Source: FXIFY Terms of Service 2026
125% Refundable Fee Add-On Terms
🔵 Informational100% of the evaluation fee is refunded on the first withdrawal. By selecting the checkout upgrade add-on, traders receive a 125% refund (full fee returned plus an extra 25% cash bonus added to the payout).
Source: FXIFY Checkout Customizer
Lot Size Consistency & Sizing Variance Limits
🟠 High RiskFunded traders must maintain reasonable lot sizing consistency across trades. Extreme position sizing anomalies (e.g. executing 10x normal lot sizes on a single trade) trigger compliance reviews and potential payout delays.
Source: FXIFY Risk Guidelines
Looking for granular policy breakdowns? Explore the official rule dossiers:
Key Differences
1
Trust Score: FXIFY leads with a 4.6/5 TrustPilot rating (3,218 reviews) vs Fill88's 4/5 (45 reviews).
2
Entry Cost: FXIFY starts at $19 — 51% cheaper than Fill88's $39.
3
Profit Split: FXIFY offers up to 75%–80% (upgradable to 90%)%, keeping more money in your pocket compared to Fill88's 80% to 90%%.
4
Evaluation Path: Fill88 uses a 1-Step, 2-Step, Instant evaluation model, while FXIFY offers a 1-Step path. Fewer steps generally means faster access to funded capital.
5
Trading Platforms: Fill88 uniquely offers MetaTrader 5. FXIFY uniquely offers DXtrade, MT4, MT5, TradingView.
6
Maximum Capital: FXIFY scales up to $400,000, 4x more than Fill88's $100,000.
Deep Dive: Rules & Policies
News Trading: Fill88: Permitted during challenge/evaluation phases on Launch, Ascend, and Summit. Not permitted on funded accounts or Spark accounts. Trades within 4 minutes of major news events are restricted.. FXIFY: Allowed (Standard). Restricted (Instant).. Both firms have nuanced news trading policies — always check the specific rules for your account type before placing trades around major announcements.
Algorithmic Trading (EAs): FXIFY allows EAs, making it the better choice for algo traders. Fill88 has tighter restrictions: Not explicitly prohibited but subject to fair execution policies. Martingale is banned on Spark accounts.. Make sure your trading bot complies before purchasing.
Commission Structure: Fill88 charges Commission-free accounts: $0. RAW spread accounts: FX $5, Metals $5, Commodities $2, Crypto $1 per round turn.. FXIFY charges FX: $6/lot (Raw).. Lower commissions compound into significant savings over hundreds of trades — especially for high-frequency scalpers.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. Fill88: Best trading day must not exceed 40% of total profit when requesting a payout. Applies to Launch, Ascend, and Summit funded accounts.. FXIFY: 25% Rule (2-Step Classic).. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Forex Leverage: Fill88 offers Up to 1:100 FX leverage — significantly higher than FXIFY's 1:30. Higher leverage amplifies both profits and losses. Aggressive scalpers benefit from higher leverage, while conservative swing traders may prefer the forced risk management of lower leverage.
Tradable Instruments: Fill88 uniquely offers Crypto trading. FXIFY uniquely offers CFD, Stocks trading. If you trade specific asset classes, make sure your firm supports them before purchasing.
Payout Processing: Fill88 processes payouts in Spark: 14 gün (ilk çekim), ardından her 7 günde bir. Launch, Ascend ve Summit: Talep Üzerine, while FXIFY takes Riseworks, Kripto veya Banka Havalesi ile 24–48 saat. Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: Fill88 scales up to 1.280.000 $ (Spark büyümesi) (requiring Ölçekleme için %10 kâr (Spark Instant her +%10 hedefte hesabı ikiye katlar) profit per tier), while FXIFY caps at 400.000 $ başlangıç (4.000.000 $'a kadar ölçeklenir) (requiring 3 ayda %10 net kâr (en az 2 kârlı ay olması şartıyla) per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: Fill88: No specific inactivity timeout published. No maximum time limit to complete challenges.. FXIFY: 60 days.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Active Discount Codes: Fill88: Use code "" for a discount. FXIFY: Use code "CIRCLE" for 33%. These codes can significantly reduce your upfront investment — always check for active promotions before purchasing.
Who Should Choose Which?
Budget-Conscious Traders
→ FXIFY
Starting at just $19, FXIFY offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit FXIFYSafety-First Traders
→ FXIFY
With a 4.6/5 TrustPilot rating and 3,218 verified reviews, FXIFY offers the strongest track record and payout reliability.
Visit FXIFYHigh-Frequency Scalpers
→ Fill88
Fill88 offers zero-commission trading on select instruments, saving scalpers significant costs over hundreds of daily trades.
Visit Fill88Profit Maximizers
→ FXIFY
FXIFY's 75%–80% (upgradable to 90%)% profit split means you keep more of every dollar you earn — the difference compounds significantly over time.
Visit FXIFYAlgorithmic Traders
→ FXIFY
FXIFY has more permissive EA/bot policies, making it the better fit if you run automated trading systems.
Visit FXIFYCapital Scaling Traders
→ FXIFY
FXIFY scales up to $400,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit FXIFYThe Final Verdict
Our expert conclusion based on the data
When choosing between Fill88 and FXIFY in 2026, the decision comes down to what matters most to you as a trader. FXIFY holds a TrustPilot rating of 4.6/5 across 3,218 reviews, while Fill88 sits at 4/5 with 45 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, FXIFY offers a significantly lower barrier to entry at $19 compared to Fill88's $39 — that's roughly 51% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
Both firms use a static drawdown — Fill88 at 10% and FXIFY at 10%. They offer identical drawdown allowances, so your choice should be based on other factors.
Our Recommendation: If your priority is trust and track record, go with FXIFY. If your priority is affordability, FXIFY is the better entry point. For maximum earnings per trade, FXIFY wins with a 75%–80% (upgradable to 90%)% profit split.
Frequently Asked Questions
Is Fill88 better than FXIFY in 2026?+
It depends on your priorities. FXIFY has a stronger reputation with a 4.6/5 TrustPilot score. However, FXIFY is more affordable at $19. For most traders, FXIFY is the safer choice, but FXIFY offers better value for those on a tight budget.
Which is cheaper, Fill88 or FXIFY?+
FXIFY is the more affordable option, with challenges starting at $19 compared to Fill88's $39. You can save even more with the discount code "CIRCLE".
What is the profit split at Fill88 vs FXIFY?+
Fill88 offers up to 80% to 90%% profit split, while FXIFY offers up to 75%–80% (upgradable to 90%)%. FXIFY lets you keep more of your earnings.
How many evaluation steps does Fill88 require vs FXIFY?+
Fill88 uses a 1-Step, 2-Step, Instant evaluation model, while FXIFY uses a 1-Step model. Fewer steps generally means faster access to live funded capital.
Can I use Expert Advisors (EAs) with Fill88 and FXIFY?+
Fill88: Not explicitly prohibited but subject to fair execution policies. Martingale is banned on Spark accounts.. FXIFY: Allowed.. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do Fill88 and FXIFY support?+
Fill88 supports MetaTrader 5. FXIFY supports DXtrade, MT4, MT5, TradingView. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, Fill88 or FXIFY?+
Both firms process payouts reliably. Fill88 pays via Crypto (direct). FXIFY pays via Bank Transfer, Crypto, Riseworks. Check each firm's payout schedule for the most up-to-date processing times.
Comprehensive Firm Dossiers
Fill88 In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.
FXIFY In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.