Withdrawals & Payouts

FTMO Futures Payout Overview

FTMO Futures offers some of the most rapid and structured payout cycles in the prop futures industry: every 4 days on the GROWTH Plan and every 5 days on the PRO Plan.

Payout Parameter	Growth Plan (50k / 100k / 150k)	Pro Plan (50k / 100k / 150k)
Payout Cycle Frequency	Every 4 Trading Days	Every 5 Trading Days
Qualifying Day Profit Threshold	$150+ (50k) / $250+ (100k) / $300+ (150k)	$200+ (50k) / $300+ (100k) / $500+ (150k)
Min New Profit Requirement	50% of requested amount	50% of requested amount
Withdrawable Percentage	Up to 50% of profit above initial capital	Up to 100% of profit above initial capital
Payout Cap Per Request	$2,500 / $3,000 / $4,000	$5,000 / $6,000 / $8,000
Profit Split Ratio	90/10 (90% to trader)	90/10 (90% to trader)
Minimum Payout Amount	$20	$20
Processing Speed	1–2 Business Days	1–2 Business Days

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1. Qualifying Day Profit Thresholds

Unlike firms that merely require you to execute a micro-lot trade to count as a "trading day," FTMO Futures evaluates qualifying days based on closed net profit at the end of the trading day (4:10 p.m. ET):

• Growth 50k: 4 trading days with closed P&L of ≥ $150
• Growth 100k: 4 trading days with closed P&L of ≥ $250
• Growth 150k: 4 trading days with closed P&L of ≥ $300
• Pro 50k: 5 trading days with closed P&L of ≥ $200
• Pro 100k: 5 trading days with closed P&L of ≥ $300
• Pro 150k: 5 trading days with closed P&L of ≥ $500

Example: A Growth 50k trader achieves daily P&L of $180, $220, $120, and $190 across 4 days. Because Day 3 ($120) did not reach the $150 minimum, only 3 qualifying days have been met. The trader must trade an additional day with ≥$150 profit to unlock the payout request.

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2. The 50% "Min New Profit" Rule Explained

[!IMPORTANT] 50% of Requested Payout Must Be Fresh Profit: To prevent traders from passively draining carried-over buffer without active trading, FTMO Futures mandates that at least 50% of any requested withdrawal must represent new profit generated during the current payout cycle.

Practical Calculation Example:

1. You carry over $2,000 of accumulated profit from your previous cycle.
2. During the current payout cycle, you earn $400 in new profit.
3. Because new profit is $400, the maximum payout you can request is $800 ($400 from the new cycle + $400 matched from carried-over profit).
4. The remaining $1,600 stays in your simulated account as buffer for future cycles.

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3. Withdrawable Amount & Payout Caps

Growth Plan (50% Withdrawable)

Traders can request up to 50% of their accumulated profit above initial simulated capital, subject to the plan's payout cap:

• 50k Account: Max $2,500 per request
• 100k Account: Max $3,000 per request
• 150k Account: Max $4,000 per request

Pro Plan (100% Withdrawable)

Traders can request up to 100% of their accumulated profit above initial simulated capital, subject to the plan's payout cap:

• 50k Account: Max $5,000 per request
• 100k Account: Max $6,000 per request
• 150k Account: Max $8,000 per request

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4. US Resident Requirements & Payment Rails

FTMO Futures welcomes US residents across 45 states (excluding Arkansas, Delaware, Louisiana, Montana, and South Carolina).

To ensure full regulatory compliance, US traders must fulfill the following:

1. Tax Identification: Valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
2. IRS Documentation: Completed Form W-9 prior to first payout approval.
3. Regulated Banking Institution: Payouts to US traders require verified proof of ownership for a traditional licensed US bank account. Fintech and digital-only institutions (such as Wise, Chime, Revolut, CashApp) are not accepted.
4. Natural Persons Only: Accounts and payouts cannot be issued to corporate trusts or company entities.