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FTMO Futures vs FXIFY
The Ultimate Head-to-Head Showdown
⚡ Quick Comparison Verdict
When choosing between FTMO Futures and FXIFY in 2026, the decision comes down to what matters most to you as a trader. FTMO Futures holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while FXIFY sits at 4.6/5 with 3,218 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
FUTURES
FTMO Futures
4.8
- Ratio 1:1 PT:DD (Pro 50K)
- Drawdown suiveur EOD
- Pas de perte journalière (Growth)
FXIFY
4.6
- Premier Retrait On-Demand (FPOD) dès le Jour 1 après 1 trade gagnant
- Remboursement de 125% des frais d'évaluation (100% remboursé + 25% de bonus cash)
- Zéro jour minimum de trading sur les évaluations 1 et 2 étapes
FUTURES
At a Glance
4.8 / 5.0
Trader Satisfaction
4.6 / 5.0
90%
Profit Split
758090%
$0.1M
Max Allocation
$0.4M
$83
Challenge Fee (Starting)
$19
Earnings Calculator
Monthly return (%)8%
FUTURES
Estimated Monthly Earnings
$3,600
Based on 50K account • 90% payout
Estimated Monthly Earnings
$6,000
Based on 100K account • 75%–80% (upgradable to 90%) payout
Head-to-head Breakdown
FUTURES
FTMO Futures
FXIFY
Challenge Fee
$139Best
$549
Account Size
50,000
100,000
Profit Split
90%
75%–80% (upgradable to 90%)Best
Profit Target
6%
5% | 10%Best
Daily Loss
2%
4%Best
Max Loss
6%
10%Best
Drawdown Type
EOD
static
Payout Frequency
Every 5 days (Cap: $5000)
First Payout On-Demand (Day 1) / Bi-weekly
Fine-Print Verification Matrix
Hidden Rules & Contract Clauses
Comparing unadvertised contract terms, trailing mechanics, news buffers, and payout hurdles extracted from official Terms of Service.
Fine-Print Term
Core Trading Clauses
FUTURES
FTMO Futures
9 Verified Rules
FXIFY
8 Verified Rules
News Trading Policy & Execution Buffers
Buffer windows before and after red-folder economic events, straddle restrictions, and execution slippage policies.
FUTURES
Allowed on all CME futures products.
Autorisé (Standard). Restreint 5m (Instant/Lightning).
Weekend & Overnight Holding
Whether swing positions may be held across Friday market close, or if automated liquidations apply.
FUTURES
Prohibited. Flat by 4:10 PM ET daily.
Autorisé (Crypto interdit sur comptes Forex déc 2025).
Drawdown Trailing & Loss Mechanics
Static balance-based vs End-of-Day (EOD) vs high-risk intraday open-equity trailing traps.
FUTURES
EOD Trailing ($2,000 for 50k, $3,000 for 100k, $4,500 for 150k) locking at initial capital.
10%.
Inactivity Rules & Account Expiry
Maximum allowable dormancy duration before account breach or administrative archiving.
FUTURES
Must complete at least 1 trade every 30 days.
60 jours.
Consistency Clauses & Profit Caps
Single-day profit caps (e.g. 30%-50% rule), lot-size variation brackets, and contract ladders.
FUTURES
40% in Growth Evaluation. None in Pro.
Règle 25% (2-Step Classic). Score 30% (Lightning).
Payout Hurdles & Safety Buffers
Minimum qualifying profitable days, profit floor requirements, and mandatory buffer reserves.
FUTURES
1–2 business days via Bank Wire, Crypto, or Riseworks.
24 à 48 heures via Riseworks, Crypto ou Virement Bancaire
Verified Fine-Print Disclosures from Official Documentation
Exact contract stipulations, drawdown formulas, and account closure triggers.
FUTURES
50% Min New Profit Requirement for Payouts
🟠 High RiskTo submit a payout request, at least 50% of the requested amount must represent newly generated profit during the current payout cycle, not carried-over profit from prior cycles. If you carry over $2,000 from a previous cycle and generate $400 in new profit, your maximum allowable withdrawal request is $800 ($400 new + $400 carried-over).
Source: FTMO Futures Payout Terms
Soft Daily Loss (Growth Funded) vs Hard Daily Loss (Pro)
🟠 High RiskOn Growth Sim-Funded accounts, the Daily Loss Limit ($1k/$2k/$3k) is a Soft limit: if hit, open positions are auto-closed and trading is suspended for the day, but the account is NOT terminated and resumes next trading day. On Pro accounts (both Evaluation and Sim-Funded), the Daily Loss Limit ($1k/$1.5k/$2k) is a Hard limit — hitting it immediately and permanently terminates the account.
Source: FTMO Futures Rules
Qualifying Day Minimum Profit Thresholds
🟡 ConditionedTo become eligible for payouts, traders must trade a minimum number of qualifying days within each payout cycle (4 days for Growth, 5 days for Pro). Each qualifying day requires minimum closed profit: Growth requires $150+ (50k), $250+ (100k), or $300+ (150k); Pro requires $200+ (50k), $300+ (100k), or $500+ (150k). Profitable days below these floors do not count toward payout eligibility.
Source: FTMO Futures Payout Terms
First Payout On-Demand (FPOD) from Day 1
🔵 InformationalOn eligible evaluation programs, FXIFY offers First Payout On-Demand (FPOD). Funded traders can request their very first withdrawal on Day 1 immediately after closing one profitable trading day, bypassing traditional 14-day or 30-day waiting periods.
Source: FXIFY Terms of Service 2026
125% Refundable Fee Add-On Terms
🔵 Informational100% of the evaluation fee is refunded on the first withdrawal. By selecting the checkout upgrade add-on, traders receive a 125% refund (full fee returned plus an extra 25% cash bonus added to the payout).
Source: FXIFY Checkout Customizer
Lot Size Consistency & Sizing Variance Limits
🟠 High RiskFunded traders must maintain reasonable lot sizing consistency across trades. Extreme position sizing anomalies (e.g. executing 10x normal lot sizes on a single trade) trigger compliance reviews and potential payout delays.
Source: FXIFY Risk Guidelines
Looking for granular policy breakdowns? Explore the official rule dossiers:
Key Differences
1
Trust Score: FTMO Futures leads with a 4.8/5 TrustPilot rating (51,151 reviews) vs FXIFY's 4.6/5 (3,218 reviews).
2
Entry Cost: FXIFY starts at $19 — 77% cheaper than FTMO Futures's $119.
3
Profit Split: FXIFY offers up to 75%–80% (upgradable to 90%)%, keeping more money in your pocket compared to FTMO Futures's 90%%.
4
Drawdown Mechanics: FTMO Futures uses trailing (6%) while FXIFY uses static (10%). Static/balance-based drawdowns are generally considered safer.
5
Daily Loss Limit: FXIFY allows a 4% daily loss vs FTMO Futures's 2% — more room for volatile trading sessions.
6
Trading Platforms: FTMO Futures uniquely offers Tradovate, NinjaTrader, Rithmic. FXIFY uniquely offers DXtrade, MT4, MT5, TradingView.
7
Maximum Capital: FXIFY scales up to $400,000, 3x more than FTMO Futures's $150,000.
Deep Dive: Rules & Policies
News Trading: FTMO Futures: Allowed on all CME futures products.. FXIFY: Autorisé (Standard). Restreint 5m (Instant/Lightning).. Both firms have nuanced news trading policies — always check the specific rules for your account type before placing trades around major announcements.
Algorithmic Trading (EAs): FTMO Futures permits Expert Advisors, opening the door for systematic, automated traders. FXIFY either prohibits EAs or restricts them to self-developed bots only. If you run automated strategies, this distinction matters significantly.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. FTMO Futures: 40% in Growth Evaluation. None in Pro.. FXIFY: Règle 25% (2-Step Classic). Score 30% (Lightning).. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Tradable Instruments: FTMO Futures uniquely offers Futures, Energy, Gold trading. FXIFY uniquely offers CFD, Forex, Stocks trading. If you trade specific asset classes, make sure your firm supports them before purchasing.
Payout Processing: FTMO Futures processes payouts in 1–2 business days via Bank Wire, Crypto, or Riseworks., while FXIFY takes 24 à 48 heures via Riseworks, Crypto ou Virement Bancaire. Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: FTMO Futures scales up to $450,000 (Max 3 concurrent Sim-Funded accounts) (requiring Accumulate EOD profit above Initial Simulated Capital to advance contract capacity tiers. profit per tier), while FXIFY caps at 400 000 $ initial (évolue jusqu'à 4 000 000 $) (requiring 10 % de profit net en 3 mois (avec un minimum de 2 mois rentables) per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: FTMO Futures: Must complete at least 1 trade every 30 days.. FXIFY: 60 jours.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Active Discount Codes: FTMO Futures: Use code "CIRCLE30" for 30% OFF. FXIFY: Use code "CIRCLE" for 33%. These codes can significantly reduce your upfront investment — always check for active promotions before purchasing.
Who Should Choose Which?
Budget-Conscious Traders
→ FXIFY
Starting at just $19, FXIFY offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit FXIFYSafety-First Traders
→ FTMO Futures
With a 4.8/5 TrustPilot rating and 51,151 verified reviews, FTMO Futures offers the strongest track record and payout reliability.
Visit FTMO FuturesProfit Maximizers
→ FXIFY
FXIFY's 75%–80% (upgradable to 90%)% profit split means you keep more of every dollar you earn — the difference compounds significantly over time.
Visit FXIFYAlgorithmic Traders
→ FTMO Futures
FTMO Futures has more permissive EA/bot policies, making it the better fit if you run automated trading systems.
Visit FTMO FuturesCapital Scaling Traders
→ FXIFY
FXIFY scales up to $400,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit FXIFYThe Final Verdict
Our expert conclusion based on the data
When choosing between FTMO Futures and FXIFY in 2026, the decision comes down to what matters most to you as a trader. FTMO Futures holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while FXIFY sits at 4.6/5 with 3,218 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, FXIFY offers a significantly lower barrier to entry at $19 compared to FTMO Futures's $119 — that's roughly 77% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
A critical difference lies in their drawdown mechanics. FTMO Futures uses a trailing drawdown at 6%, while FXIFY uses a static drawdown at 10%. FXIFY's static drawdown means your loss limit is locked to your initial balance and never trails upward — this is mathematically safer and easier to manage, especially for swing traders who hold positions overnight.
Our Recommendation: If your priority is trust and track record, go with FTMO Futures. If your priority is affordability, FXIFY is the better entry point. For maximum earnings per trade, FXIFY wins with a 75%–80% (upgradable to 90%)% profit split.
Frequently Asked Questions
Is FTMO Futures better than FXIFY in 2026?+
It depends on your priorities. FTMO Futures has a stronger reputation with a 4.8/5 TrustPilot score. However, FXIFY is more affordable at $19. For most traders, FTMO Futures is the safer choice, but FXIFY offers better value for those on a tight budget.
Which is cheaper, FTMO Futures or FXIFY?+
FXIFY is the more affordable option, with challenges starting at $19 compared to FTMO Futures's $119. You can save even more with the discount code "CIRCLE".
What is the profit split at FTMO Futures vs FXIFY?+
FTMO Futures offers up to 90%% profit split, while FXIFY offers up to 75%–80% (upgradable to 90%)%. FXIFY lets you keep more of your earnings.
What type of drawdown do FTMO Futures and FXIFY use?+
FTMO Futures uses a trailing drawdown (6%), while FXIFY uses a static drawdown (10%). Static and balance-based drawdowns are generally considered easier to manage than trailing drawdowns because they don't chase your equity high watermark.
Can I use Expert Advisors (EAs) with FTMO Futures and FXIFY?+
FTMO Futures: Allowed (NinjaTrader, Tradovate, Rithmic automated strategies).. FXIFY: Autorisé.. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do FTMO Futures and FXIFY support?+
FTMO Futures supports Tradovate, NinjaTrader, Rithmic. FXIFY supports DXtrade, MT4, MT5, TradingView. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, FTMO Futures or FXIFY?+
Both firms process payouts reliably. FTMO Futures pays via Bank Transfer, Crypto, Riseworks. FXIFY pays via Virement Bancaire, Crypto, Riseworks. Check each firm's payout schedule for the most up-to-date processing times.
Comprehensive Firm Dossiers
FTMO Futures In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.
FXIFY In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.