Tradeify Account Types Explained: Select vs Growth vs Lightning Funded

The Tradeify Overhaul

Tradeify has aggressively shaken up the futures proprietary trading space. In a massive structural overhaul, they retired their old "Standard" and "Advanced" evaluations, replacing them with three entirely distinct paths to funding: Select, Growth, and Lightning Funded.

This is not just a rebranding; the underlying mathematics and risk rules of these accounts have fundamentally changed.

The most notable shift? Tradeify has introduced a flagship evaluation with absolutely $0 Daily Loss Limit.

If you are preparing to purchase a Tradeify challenge, picking the right account type is crucial. In this deep dive, we break down the exact differences, prices, and hidden consistency rules of all three plans.

1. The Select Plan: Ultimate Freedom ($0 DLL)

The Select Plan is Tradeify's flagship offering. It is a 1-step evaluation designed for traders who hate being artificially choked out of a trade by intraday loss limits.

The Core Mechanics

Pricing: $109 (25k) /$ 165 (50k) / $265 (100k) /$ 369 (150k) — One-time fee, $0 activation fee in Tradeify 3.0.
Profit Target: 6% across all sizes (e.g., $3,000 on the 50k account).
Max Drawdown: 4% scaling down to 3% on larger sizes (EOD Trailing).

The Standout Feature: $0 Daily Loss Limit (Evaluation)

This cannot be overstated. On the Select Plan evaluation, there is no Daily Loss Limit whatsoever. You are only constrained by the End-of-Day (EOD) trailing drawdown. If you have a $2,000 drawdown limit, you can lose$ 1,900 in a single day and your account will remain perfectly active. This gives swing traders and trend followers massive "room to breathe" during volatile sessions.

The Funded Dichotomy: Select Daily vs Select Flex

Once you pass the Select 1-step evaluation, Tradeify 3.0 introduces a permanent, defining choice between two funded account models:

Select Daily (Rapid Payouts & Mandatory Buffer):
- Minimum Trading Days: 0 days. You can request a payout immediately once the safety buffer is achieved.
- Payout Frequency: Daily withdrawals processed directly.
- Safety Buffer Requirement: Mandatory buffer must be met and maintained before any payout request ( $1,100 on$ 25k, $2,100 on$ 50k, $3,100 on$ 100k, and $3,600 on$ 150k).
- Risk Enforcement: Introduces a strict Daily Loss Limit (DLL) in the funded stage to safeguard firm capital during active daily payouts.
Select Flex (Maximum Swing Freedom & Zero Buffer):
- Minimum Trading Days: Requires 5 winning trading days per payout cycle.
- Daily Loss Limit: ** $0 (None)** — preserves the hallmark$ 0 Daily Loss Limit of the evaluation.
- Safety Buffer Requirement: No buffer required before initiating withdrawals.
- Payout Cap: Subject to a 50% payout cap on requested profits (50% is withdrawn, while the remaining 50% stays in account equity to naturally compound your safety cushion).

The Consistency Rule

Consistency Matters

Evaluation Phase: You must adhere to a strict 40% consistency rule. Your best trading day cannot account for more than 40% of your total required profit target.
Sim Funded Phase: Once you reach the Sim Funded stage on Select, the evaluation consistency rule is lifted, and your payout cadence is governed permanently by your choice of Select Daily or Select Flex.

Who is this for? The Select Plan is for traders who want the flexibility of $0 DLL during the evaluation and the power to choose between fast daily payouts with a buffer (Select Daily) or complete freedom from daily loss limits (Select Flex).

2. The Growth Plan: Budget-Friendly Entry

The Growth Plan is Tradeify's most accessible tier. It is a 1-step evaluation that offers a cheaper entry point, but it reintroduces traditional risk parameters.

The Core Mechanics

Pricing: $99 (25k) /$ 145 (50k) / $255 (100k) /$ 369 (150k)
Profit Target: 6% across all sizes.
Max Drawdown: 4% scaling down to 3.33% (EOD Trailing).

The Trade-Off: The Hard Daily Loss Limit

Because the Growth Plan is cheaper, Tradeify requires tighter daily risk management. This plan utilizes a Hard Daily Loss Limit. For example, on the $25k account, your daily loss cannot exceed$ 600 (2.4%). If your equity drops below this limit at any point during the day, you will immediately fail the challenge.

The Consistency Rule

Consistency Matters

Sim Funded Phase: Unlike the Select Plan, the Growth Plan enforces a 35% consistency rule during the Sim Funded stage. You must remain highly consistent even after you receive your funded account.

Who is this for? The Growth Plan is perfect for high-win-rate scalpers who use tight stops and rarely hit their daily loss limits, or traders on a strict budget who want the cheapest possible entry into the market.

3. Lightning Funded: Skip the Evaluation

If you have proven profitability and simply do not want to waste time grinding through a 1-step evaluation, Tradeify offers Lightning Funded. This is an instant funding program.

The Core Mechanics

Pricing: $345 (25k) /$ 492 (50k) / $660 (100k) /$ 796 (150k) — One-time fee, $0 activation fee.
Profit Target: None to trade (You are instantly funded from day one).
Max Drawdown: 4% scaling down to 3.5% (EOD Trailing).
Daily Loss Limit: $0 (None). Just like the Select evaluation, you are only bound by your EOD trailing drawdown.

The Fine-Print Catches: Payout Cap vs Profit Goal & Consistency Ratchet

While instant funding eliminates evaluation fatigue, it introduces strict structural barriers that traders often overlook:

Progressive Consistency Ratchet: Tradeify does not keep consistency static on Lightning accounts. Instead, consistency progressively ratchets across withdrawal milestones:
- Payout 1: Strict 20% consistency rule (no single trading day can generate more than 20% of your total net profit).
- Payout 2: 25% consistency rule.
- Payout 3 and beyond: 30% consistency rule. This progressive ratchet prevents one-hit-wonder gambling and forces traders to build an extended sequence of consistent trading sessions before claiming full capital distributions.
Profit Goal vs. Payout Cap Disconnect: On the flagship $150k Lightning account**, the cumulative profit goal required to unlock payout eligibility is **$ 9,000. However, your **Payout 1 withdrawal is hard-capped at $3,000**. The remaining$ 6,000 must remain locked in the account equity as retained safety cushion. Traders expecting to pull out the full $9,000 immediately will be blindsided if they fail to calculate this upfront cap.

Who is this for? Lightning Funded is for veteran traders who have a proven, highly consistent edge and want immediate access to capital without the psychological fatigue of an evaluation phase, provided they can operate within the progressive consistency rules.

Summary Comparison: Which is Best?

Here is the quickest way to make your decision:

Feature	Select Plan	Growth Plan	Lightning Funded
Best For	Flexibility & Payout Choice	Budget & Tight Daily Stops	Skipping Evaluation for Instant Capital
Model	1-Step Evaluation	1-Step Evaluation	Instant Sim-Funded
Daily Loss Limit	$0 (Eval) / Choice in Funded	Hard Limit (e.g., $600 on 25k)	$0 (None)
Drawdown Type	EOD Trailing	EOD Trailing	EOD Trailing
Eval Consistency	40% Best Day Rule	N/A	N/A (Instant)
Funded Rules	Select Daily (0 days, buffer req, DLL) or Select Flex (5 win days, no buffer, no DLL, 50% cap)	35% Consistency, 50% Profit Retention	Progressive Ratchet: 20% (P1) $\to$ 25% (P2) $\to$ 30% (P3+); $3,000 Payout 1 Cap on 150k
Activation Fee	$0 Activation Fee	$0 Activation Fee	$0 Activation Fee
Price (50k Size)	$165 (One-time)	$145 (One-time)	$492 (One-time)

The Verdict: For the vast majority of traders, the Select Plan remains the optimal choice. The slight increase in price over the Growth plan is overwhelmingly justified by the removal of the Daily Loss Limit during the evaluation, coupled with the freedom to choose between fast daily payouts with a buffer (Select Daily) or complete freedom from daily loss limits (Select Flex). Not having to stress about an intraday equity dip breaching your account is an invaluable psychological advantage.

Disclaimer: Futures trading involves substantial risk of loss and is not suitable for all investors. Proprietary trading firms provide simulated environments where traders can test their skills; you are not risking personal capital in live markets. Past performance is not indicative of future results.

The Tradeify Overhaul

This is not just a rebranding; the underlying mathematics and risk rules of these accounts have fundamentally changed.

The most notable shift? Tradeify has introduced a flagship evaluation with absolutely $0 Daily Loss Limit.

1. The Select Plan: Ultimate Freedom ($0 DLL)

The Select Plan is Tradeify's flagship offering. It is a 1-step evaluation designed for traders who hate being artificially choked out of a trade by intraday loss limits.

The Core Mechanics

Pricing: $109 (25k) /$ 165 (50k) / $265 (100k) /$ 369 (150k) — One-time fee, $0 activation fee in Tradeify 3.0.
Profit Target: 6% across all sizes (e.g., $3,000 on the 50k account).
Max Drawdown: 4% scaling down to 3% on larger sizes (EOD Trailing).

The Standout Feature: $0 Daily Loss Limit (Evaluation)

The Funded Dichotomy: Select Daily vs Select Flex

Once you pass the Select 1-step evaluation, Tradeify 3.0 introduces a permanent, defining choice between two funded account models:

Select Daily (Rapid Payouts & Mandatory Buffer):
- Minimum Trading Days: 0 days. You can request a payout immediately once the safety buffer is achieved.
- Payout Frequency: Daily withdrawals processed directly.
- Safety Buffer Requirement: Mandatory buffer must be met and maintained before any payout request ( $1,100 on$ 25k, $2,100 on$ 50k, $3,100 on$ 100k, and $3,600 on$ 150k).
- Risk Enforcement: Introduces a strict Daily Loss Limit (DLL) in the funded stage to safeguard firm capital during active daily payouts.
Select Flex (Maximum Swing Freedom & Zero Buffer):
- Minimum Trading Days: Requires 5 winning trading days per payout cycle.
- Daily Loss Limit: ** $0 (None)** — preserves the hallmark$ 0 Daily Loss Limit of the evaluation.
- Safety Buffer Requirement: No buffer required before initiating withdrawals.
- Payout Cap: Subject to a 50% payout cap on requested profits (50% is withdrawn, while the remaining 50% stays in account equity to naturally compound your safety cushion).

The Consistency Rule

Consistency Matters

Evaluation Phase: You must adhere to a strict 40% consistency rule. Your best trading day cannot account for more than 40% of your total required profit target.
Sim Funded Phase: Once you reach the Sim Funded stage on Select, the evaluation consistency rule is lifted, and your payout cadence is governed permanently by your choice of Select Daily or Select Flex.

2. The Growth Plan: Budget-Friendly Entry

The Growth Plan is Tradeify's most accessible tier. It is a 1-step evaluation that offers a cheaper entry point, but it reintroduces traditional risk parameters.

The Core Mechanics

Pricing: $99 (25k) /$ 145 (50k) / $255 (100k) /$ 369 (150k)
Profit Target: 6% across all sizes.
Max Drawdown: 4% scaling down to 3.33% (EOD Trailing).

The Trade-Off: The Hard Daily Loss Limit

The Consistency Rule

Consistency Matters

Sim Funded Phase: Unlike the Select Plan, the Growth Plan enforces a 35% consistency rule during the Sim Funded stage. You must remain highly consistent even after you receive your funded account.

3. Lightning Funded: Skip the Evaluation

If you have proven profitability and simply do not want to waste time grinding through a 1-step evaluation, Tradeify offers Lightning Funded. This is an instant funding program.

The Core Mechanics

Pricing: $345 (25k) /$ 492 (50k) / $660 (100k) /$ 796 (150k) — One-time fee, $0 activation fee.
Profit Target: None to trade (You are instantly funded from day one).
Max Drawdown: 4% scaling down to 3.5% (EOD Trailing).
Daily Loss Limit: $0 (None). Just like the Select evaluation, you are only bound by your EOD trailing drawdown.

The Fine-Print Catches: Payout Cap vs Profit Goal & Consistency Ratchet

While instant funding eliminates evaluation fatigue, it introduces strict structural barriers that traders often overlook:

Progressive Consistency Ratchet: Tradeify does not keep consistency static on Lightning accounts. Instead, consistency progressively ratchets across withdrawal milestones:
- Payout 1: Strict 20% consistency rule (no single trading day can generate more than 20% of your total net profit).
- Payout 2: 25% consistency rule.
- Payout 3 and beyond: 30% consistency rule. This progressive ratchet prevents one-hit-wonder gambling and forces traders to build an extended sequence of consistent trading sessions before claiming full capital distributions.
Profit Goal vs. Payout Cap Disconnect: On the flagship $150k Lightning account**, the cumulative profit goal required to unlock payout eligibility is **$ 9,000. However, your **Payout 1 withdrawal is hard-capped at $3,000**. The remaining$ 6,000 must remain locked in the account equity as retained safety cushion. Traders expecting to pull out the full $9,000 immediately will be blindsided if they fail to calculate this upfront cap.

Summary Comparison: Which is Best?

Here is the quickest way to make your decision:

Feature	Select Plan	Growth Plan	Lightning Funded
Best For	Flexibility & Payout Choice	Budget & Tight Daily Stops	Skipping Evaluation for Instant Capital
Model	1-Step Evaluation	1-Step Evaluation	Instant Sim-Funded
Daily Loss Limit	$0 (Eval) / Choice in Funded	Hard Limit (e.g., $600 on 25k)	$0 (None)
Drawdown Type	EOD Trailing	EOD Trailing	EOD Trailing
Eval Consistency	40% Best Day Rule	N/A	N/A (Instant)
Funded Rules	Select Daily (0 days, buffer req, DLL) or Select Flex (5 win days, no buffer, no DLL, 50% cap)	35% Consistency, 50% Profit Retention	Progressive Ratchet: 20% (P1) $\to$ 25% (P2) $\to$ 30% (P3+); $3,000 Payout 1 Cap on 150k
Activation Fee	$0 Activation Fee	$0 Activation Fee	$0 Activation Fee
Price (50k Size)	$165 (One-time)	$145 (One-time)	$492 (One-time)

Tradeify Account Types Explained: Select vs Growth vs Lightning Funded

1. The Select Plan: Ultimate Freedom ($0 DLL)

The Core Mechanics

The Standout Feature: $0 Daily Loss Limit (Evaluation)

The Funded Dichotomy: Select Daily vs Select Flex

The Consistency Rule

2. The Growth Plan: Budget-Friendly Entry

The Core Mechanics

The Trade-Off: The Hard Daily Loss Limit

The Consistency Rule

3. Lightning Funded: Skip the Evaluation

The Core Mechanics

The Fine-Print Catches: Payout Cap vs Profit Goal & Consistency Ratchet

Summary Comparison: Which is Best?

#Categories

Tradeify Account Types Explained: Select vs Growth vs Lightning Funded

1. The Select Plan: Ultimate Freedom ($0 DLL)

The Core Mechanics

The Standout Feature: $0 Daily Loss Limit (Evaluation)

The Funded Dichotomy: Select Daily vs Select Flex

The Consistency Rule

2. The Growth Plan: Budget-Friendly Entry

The Core Mechanics

The Trade-Off: The Hard Daily Loss Limit

The Consistency Rule

3. Lightning Funded: Skip the Evaluation

The Core Mechanics

The Fine-Print Catches: Payout Cap vs Profit Goal & Consistency Ratchet

Summary Comparison: Which is Best?

#Categories