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Fill88 vs FTMO Futures
The Ultimate Head-to-Head Showdown
Fill88
4
- Up to 90% profit splits, with Spark accounts doubling at every 10% gain — scaling to $1.28M
- Instant capital with Spark: zero evaluation phase, zero daily drawdown limit, zero consistency rules
- Choose RAW Spread or Commission-Free execution at the same challenge price
FTMO Futures
4.8
- 1:1 PT:DD Ratio (Pro 50K)
- EOD Trailing Drawdown (Locks at Start)
- Soft DLL on Growth Funded (No Breach)
At a Glance
4.0 / 5.0
Trader Satisfaction
4.8 / 5.0
8090%
Profit Split
90%
$0.1M
Max Allocation
$0.1M
$39
Challenge Fee (Starting)
$119
Key Differences
1
Trust Score: FTMO Futures leads with a 4.8/5 TrustPilot rating (51,151 reviews) vs Fill88's 4/5 (45 reviews).
2
Entry Cost: Fill88 starts at $39 — 67% cheaper than FTMO Futures's $119.
3
Profit Split: Fill88 offers up to 80% to 90%%, keeping more money in your pocket compared to FTMO Futures's 90%%.
4
Drawdown Mechanics: Fill88 uses static (10%) while FTMO Futures uses trailing (6%). Static/balance-based drawdowns are generally considered safer.
5
Evaluation Path: Fill88 uses a 1-Step, 2-Step, Instant evaluation model, while FTMO Futures offers a 1-Step path. Fewer steps generally means faster access to funded capital.
6
Daily Loss Limit: Fill88 allows a 4% daily loss vs FTMO Futures's 2% — more room for volatile trading sessions.
7
Trading Platforms: Fill88 uniquely offers MetaTrader 5. FTMO Futures uniquely offers Tradovate, NinjaTrader, Rithmic.
8
Maximum Capital: FTMO Futures scales up to $150,000, 2x more than Fill88's $100,000.
Deep Dive: Rules & Policies
News Trading: Fill88: Permitted during challenge/evaluation phases on Launch, Ascend, and Summit. Not permitted on funded accounts or Spark accounts. Trades within 4 minutes of major news events are restricted.. FTMO Futures: Allowed on all CME futures products.. Both firms have nuanced news trading policies — always check the specific rules for your account type before placing trades around major announcements.
Weekend & Overnight Holding: Swing traders take note — Fill88 allows weekend holding, meaning you can carry positions through Friday close into Monday open. FTMO Futures requires positions to be closed before the weekend. This is a dealbreaker for multi-day position traders and macro-driven strategies.
Algorithmic Trading (EAs): FTMO Futures allows EAs, making it the better choice for algo traders. Fill88 has tighter restrictions: Not explicitly prohibited but subject to fair execution policies. Martingale is banned on Spark accounts.. Make sure your trading bot complies before purchasing.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. Fill88: Best trading day must not exceed 40% of total profit when requesting a payout. Applies to Launch, Ascend, and Summit funded accounts.. FTMO Futures: 40% in Growth Evaluation. None in Pro.. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Payout Processing: Fill88 processes payouts in Spark: 14 days (first), then every 7 days. Launch, Ascend & Summit: On-Demand, while FTMO Futures takes 1–2 business days via Bank Wire, Crypto, or Riseworks (US traders require traditional regulated bank account).. Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: Fill88 scales up to $1,280,000 (Spark scaling) (requiring 10% profit to scale (Spark Instant doubles account at every +10% milestone) profit per tier), while FTMO Futures caps at $450,000 (Maximum 3 concurrent Sim-Funded accounts across all sizes) (requiring Accumulate EOD profit above Initial Simulated Capital to advance through contract milestone brackets ($1k, $2k, $3k, $4.5k+). per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: Fill88: No specific inactivity timeout published. No maximum time limit to complete challenges.. FTMO Futures: Must complete at least 1 trade every 30 days.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Active Discount Codes: Fill88: Use code "" for a discount. FTMO Futures: Use code "CIRCLE30" for 30% OFF. These codes can significantly reduce your upfront investment — always check for active promotions before purchasing.
Who Should Choose Which?
Budget-Conscious Traders
→ Fill88
Starting at just $39, Fill88 offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit Fill88Swing & Position Traders
→ Fill88
Fill88 allows weekend holding and has a static drawdown — both essential for multi-day strategies that need room to breathe.
Visit Fill88Safety-First Traders
→ FTMO Futures
With a 4.8/5 TrustPilot rating and 51,151 verified reviews, FTMO Futures offers the strongest track record and payout reliability.
Visit FTMO FuturesProfit Maximizers
→ Fill88
Fill88's 80% to 90%% profit split means you keep more of every dollar you earn — the difference compounds significantly over time.
Visit Fill88Algorithmic Traders
→ FTMO Futures
FTMO Futures has more permissive EA/bot policies, making it the better fit if you run automated trading systems.
Visit FTMO FuturesCapital Scaling Traders
→ FTMO Futures
FTMO Futures scales up to $150,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit FTMO FuturesThe Final Verdict
Our expert conclusion based on the data
When choosing between Fill88 and FTMO Futures in 2026, the decision comes down to what matters most to you as a trader. FTMO Futures holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while Fill88 sits at 4/5 with 45 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, Fill88 offers a significantly lower barrier to entry at $39 compared to FTMO Futures's $119 — that's roughly 67% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
A critical difference lies in their drawdown mechanics. Fill88 uses a static drawdown at 10%, while FTMO Futures uses a trailing drawdown at 6%. Fill88's static drawdown means your loss limit is locked to your initial balance and never trails upward — this is mathematically safer and easier to manage, especially for swing traders who hold positions overnight.
Our Recommendation: If your priority is trust and track record, go with FTMO Futures. If your priority is affordability, Fill88 is the better entry point. For maximum earnings per trade, Fill88 wins with a 80% to 90%% profit split.
Frequently Asked Questions
Is Fill88 better than FTMO Futures in 2026?+
It depends on your priorities. FTMO Futures has a stronger reputation with a 4.8/5 TrustPilot score. However, Fill88 is more affordable at $39. For most traders, FTMO Futures is the safer choice, but Fill88 offers better value for those on a tight budget.
Which is cheaper, Fill88 or FTMO Futures?+
Fill88 is the more affordable option, with challenges starting at $39 compared to FTMO Futures's $119.
What is the profit split at Fill88 vs FTMO Futures?+
Fill88 offers up to 80% to 90%% profit split, while FTMO Futures offers up to 90%%. Fill88 lets you keep more of your earnings.
What type of drawdown do Fill88 and FTMO Futures use?+
Fill88 uses a static drawdown (10%), while FTMO Futures uses a trailing drawdown (6%). Static and balance-based drawdowns are generally considered easier to manage than trailing drawdowns because they don't chase your equity high watermark.
How many evaluation steps does Fill88 require vs FTMO Futures?+
Fill88 uses a 1-Step, 2-Step, Instant evaluation model, while FTMO Futures uses a 1-Step model. Fewer steps generally means faster access to live funded capital.
Can I use Expert Advisors (EAs) with Fill88 and FTMO Futures?+
Fill88: Not explicitly prohibited but subject to fair execution policies. Martingale is banned on Spark accounts.. FTMO Futures: Allowed (NinjaTrader, Tradovate, Rithmic automated strategies).. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do Fill88 and FTMO Futures support?+
Fill88 supports MetaTrader 5. FTMO Futures supports Tradovate, NinjaTrader, Rithmic. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, Fill88 or FTMO Futures?+
Both firms process payouts reliably. Fill88 pays via Crypto (direct). FTMO Futures pays via Bank Transfer, Crypto, Riseworks. Check each firm's payout schedule for the most up-to-date processing times.