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Earn2Trade vs FundingPips
The Ultimate Head-to-Head Showdown
At a Glance
4.6 / 5.0
Trader Satisfaction
4.8 / 5.0
80%
Profit Split
100%
$0.4M
Max Allocation
$0.3M
$75
Challenge Fee (Starting)
$32
Key Differences
1
Trust Score: FundingPips leads with a 4.8/5 TrustPilot rating (3,120 reviews) vs Earn2Trade's 4.6/5 (2,134 reviews).
2
Entry Cost: FundingPips starts at $29 — 57% cheaper than Earn2Trade's $75.
3
Profit Split: FundingPips offers up to Up to 100%%, keeping more money in your pocket compared to Earn2Trade's 80%%.
4
Drawdown Mechanics: Earn2Trade uses trailing (3.5%) while FundingPips uses balance-based (static) (10%). Static/balance-based drawdowns are generally considered safer.
5
Evaluation Path: Earn2Trade uses a 1-Step evaluation model, while FundingPips offers a 1-Step, 2-Step, 3-Step, Instant path. Fewer steps generally means faster access to funded capital.
6
Daily Loss Limit: FundingPips allows a 5% daily loss vs Earn2Trade's 2.5% — more room for volatile trading sessions.
7
Trading Platforms: Earn2Trade uniquely offers NinjaTrader, Rithmic, Quantower, MotiveWave, Finamark, MultiCharts, Sierra Chart. FundingPips uniquely offers cTrader, Match-Trader, MT5, TradeLocker.
8
Maximum Capital: Earn2Trade scales up to $400,000, 1x more than FundingPips's $300,000.
Deep Dive: Rules & Policies
News Trading: Earn2Trade fully allows news trading during evaluations, making it ideal for traders who capitalize on NFP, CPI, and FOMC volatility. FundingPips, however, restricts trading around high-impact news events — typically imposing a 2-minute buffer before and after announcements. If news trading is a core part of your strategy, Earn2Trade is the clear winner here.
Algorithmic Trading (EAs): Earn2Trade permits Expert Advisors, opening the door for systematic, automated traders. FundingPips either prohibits EAs or restricts them to self-developed bots only. If you run automated strategies, this distinction matters significantly.
Commission Structure: Earn2Trade charges Standard CME exchange fees apply.. FundingPips charges FX: $5/lot. Crypto: 0.04%. Indices: None.. Lower commissions compound into significant savings over hundreds of trades — especially for high-frequency scalpers.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. Earn2Trade: 30% rule — no single trading day can exceed 30% of total PnL.. FundingPips: 35% score for On-Demand. 15% for Zero accounts.. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Tradable Instruments: Earn2Trade uniquely offers Futures trading. FundingPips uniquely offers CFD, Forex, Metals, Indices, Energy, Crypto trading. If you trade specific asset classes, make sure your firm supports them before purchasing.
Payout Processing: Earn2Trade processes payouts in Wednesday weekly payout processing via Riseworks, Deel, Crypto, or Bank Wire, while FundingPips takes 24–48 hours via Riseworks, Crypto, Visa Direct, or Mastercard. Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: Earn2Trade scales up to $400,000 (Trader Career Path) (requiring Structured progression ladder on the Trader Career Path (TCP) as you hit each account's profit goal and withdraw profit per tier), while FundingPips caps at $300,000 (scales up to $2,000,000 in Hot Seat) (requiring 10%–20% cumulative profit milestones across Hot Seat scaling tiers per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: Earn2Trade: 5 consecutive trading days.. FundingPips: 1 trade every 30 days mandatory.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Active Discount Codes: Earn2Trade: Use code "CIRCLE" for 50%. FundingPips: Use code "" for a discount. These codes can significantly reduce your upfront investment — always check for active promotions before purchasing.
Who Should Choose Which?
Budget-Conscious Traders
→ FundingPips
Starting at just $29, FundingPips offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit FundingPipsSwing & Position Traders
→ FundingPips
FundingPips allows weekend holding and has a balance-based (static) drawdown — both essential for multi-day strategies that need room to breathe.
Visit FundingPipsSafety-First Traders
→ FundingPips
With a 4.8/5 TrustPilot rating and 3,120 verified reviews, FundingPips offers the strongest track record and payout reliability.
Visit FundingPipsProfit Maximizers
→ FundingPips
FundingPips's Up to 100%% profit split means you keep more of every dollar you earn — the difference compounds significantly over time.
Visit FundingPipsAlgorithmic Traders
→ Earn2Trade
Earn2Trade has more permissive EA/bot policies, making it the better fit if you run automated trading systems.
Visit Earn2TradeCapital Scaling Traders
→ Earn2Trade
Earn2Trade scales up to $400,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit Earn2TradeThe Final Verdict
Our expert conclusion based on the data
When choosing between Earn2Trade and FundingPips in 2026, the decision comes down to what matters most to you as a trader. FundingPips holds a TrustPilot rating of 4.8/5 across 3,120 reviews, while Earn2Trade sits at 4.6/5 with 2,134 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, FundingPips offers a significantly lower barrier to entry at $29 compared to Earn2Trade's $75 — that's roughly 57% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
A critical difference lies in their drawdown mechanics. Earn2Trade uses a trailing drawdown at 3.5%, while FundingPips uses a balance-based (static) drawdown at 10%. Understanding this difference is crucial: trailing drawdowns follow your equity high watermark, while static/balance-based drawdowns give you more breathing room.
Our Recommendation: If your priority is trust and track record, go with FundingPips. If your priority is affordability, FundingPips is the better entry point. For maximum earnings per trade, FundingPips wins with a Up to 100%% profit split.
Frequently Asked Questions
Is Earn2Trade better than FundingPips in 2026?+
It depends on your priorities. FundingPips has a stronger reputation with a 4.8/5 TrustPilot score. However, FundingPips is more affordable at $29. For most traders, FundingPips is the safer choice, but FundingPips offers better value for those on a tight budget.
Which is cheaper, Earn2Trade or FundingPips?+
FundingPips is the more affordable option, with challenges starting at $29 compared to Earn2Trade's $75.
What is the profit split at Earn2Trade vs FundingPips?+
Earn2Trade offers up to 80%% profit split, while FundingPips offers up to Up to 100%%. FundingPips lets you keep more of your earnings.
What type of drawdown do Earn2Trade and FundingPips use?+
Earn2Trade uses a trailing drawdown (3.5%), while FundingPips uses a balance-based (static) drawdown (10%). Static and balance-based drawdowns are generally considered easier to manage than trailing drawdowns because they don't chase your equity high watermark.
How many evaluation steps does Earn2Trade require vs FundingPips?+
Earn2Trade uses a 1-Step evaluation model, while FundingPips uses a 1-Step, 2-Step, 3-Step, Instant model. Fewer steps generally means faster access to live funded capital.
Can I use Expert Advisors (EAs) with Earn2Trade and FundingPips?+
Earn2Trade: Allowed.. FundingPips: Trade managers only. No 3rd party black-box EAs.. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do Earn2Trade and FundingPips support?+
Earn2Trade supports NinjaTrader, Rithmic, Quantower, MotiveWave, Finamark, MultiCharts, Sierra Chart. FundingPips supports cTrader, Match-Trader, MT5, TradeLocker. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, Earn2Trade or FundingPips?+
Both firms process payouts reliably. Earn2Trade pays via Bayzat, Crypto, Deel, Riseworks. FundingPips pays via Bank Transfer, Crypto, Mastercard, Riseworks, Visa Direct. Check each firm's payout schedule for the most up-to-date processing times.