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How the FTMO Scaling Plan works in 2026: achieve 10% net profit over 4 months to receive a 25% balance increase up to $2,000,000 and an automatic upgrade to a 90% profit split.
FTMO allows traders to merge up to $400,000 in initial funded FTMO Accounts and grow that allocation by 25% of the initial balance every 4 months up to $2,000,000, while upgrading the profit split from 80% to 90% on the first scale-up.
| Scaling Parameter | Official FTMO Specification |
|---|---|
| Max Initial Merged Allocation | $400,000 |
| Max Scaled Capital Ceiling | $2,000,000 |
| Review Interval | Every 4 consecutive monthly cycles |
| Required Net Profit | ≥ 10% net profit across the 4 months (2.5% average/month) |
| Balance Increase Per Scale | +25% of initial account balance |
| Profit Split Upgrade | Upgraded from 80% to 90% on first scale-up |
Because FTMO calculates the +25% increment from your initial starting balance ($100,000 per 4-month milestone on a $400,000 base account), here is how a $400,000 FTMO Account progresses toward the $2,000,000 cap:
| Milestone | Account Balance | Daily Loss Limit (5%) | Max Loss Limit (10%) | Profit Split |
|---|---|---|---|---|
| Initial Funded | $400,000 | $20,000 | $40,000 | 80% |
| Scale-Up #1 (Month 4) | $500,000 (+$100K) | $25,000 | $50,000 | 90% |
| Scale-Up #2 (Month 8) | $600,000 (+$100K) | $30,000 | $60,000 | 90% |
| Scale-Up #3 (Month 12) | $700,000 (+$100K) | $35,000 | $70,000 | 90% |
| Maximum Cap | $2,000,000 | $100,000 | $200,000 | 90% |
Discover the hard and soft rules you must avoid violating at FTMO.