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FTMO vs Tradeify
The Ultimate Head-to-Head Showdown
⚡ Quick Comparison Verdict
When choosing between FTMO and Tradeify in 2026, the decision comes down to what matters most to you as a trader. FTMO holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while Tradeify sits at 4.5/5 with 4,319 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
FUTURES
FTMO
4.8
- Надёжность с 2015 года
- Приобретение OANDA
- Instant, 1-Step & 2-Step
Tradeify
4.5
- 3 Distinct Paths to Funding
- No Daily Loss Limit on Select
- Instant Funding Available
FUTURES
At a Glance
4.8 / 5.0
Trader Satisfaction
4.5 / 5.0
90%
Profit Split
90%
$2.0M
Max Allocation
$0.3M
$89
Challenge Fee (Starting)
$99
Earnings Calculator
Monthly return (%)8%
FUTURES
Estimated Monthly Earnings
$6,400
Based on 100K account • 80% payout
Estimated Monthly Earnings
$1,800
Based on 25K account • 90% payout
Head-to-head Breakdown
FUTURES
FTMO
Tradeify
Challenge Fee
€540
$109Best
Account Size
100,000
25,000
Profit Split
80%
90%Best
Profit Target
10% | 5%
6% Best
Daily Loss
5%
None
Max Loss
10%Best
4%
Drawdown Type
static
EOD
Payout Frequency
14 days from first trade
Select Daily (0 days) / Select Flex (5 days)
Fine-Print Verification Matrix
Hidden Rules & Contract Clauses
Comparing unadvertised contract terms, trailing mechanics, news buffers, and payout hurdles extracted from official Terms of Service.
Fine-Print Term
Core Trading Clauses
FUTURES
FTMO
15 Verified Rules
Tradeify
4 Verified Rules
News Trading Policy & Execution Buffers
Buffer windows before and after red-folder economic events, straddle restrictions, and execution slippage policies.
FUTURES
Allowed (Swing + Evaluation). Restricted 2m before/after high-impact (Standard Funded).
Allowed.
Weekend & Overnight Holding
Whether swing positions may be held across Friday market close, or if automated liquidations apply.
FUTURES
Allowed (Swing). Prohibited for Standard Funded accounts.
Prohibited. Auto-close.
Drawdown Trailing & Loss Mechanics
Static balance-based vs End-of-Day (EOD) vs high-risk intraday open-equity trailing traps.
FUTURES
10%.
Trailing.
Inactivity Rules & Account Expiry
Maximum allowable dormancy duration before account breach or administrative archiving.
FUTURES
30 days (or freeze account 7 days to 6 months).
1 trade per week.
Consistency Clauses & Profit Caps
Single-day profit caps (e.g. 30%-50% rule), lot-size variation brackets, and contract ladders.
FUTURES
1-Step: Best day ≤50% of total profit. 2-Step: None.
35% (Growth). 20-30% (Lightning). 40% (Select).
Payout Hurdles & Safety Buffers
Minimum qualifying profitable days, profit floor requirements, and mandatory buffer reserves.
FUTURES
1–2 рабочих дня (в среднем 8 часов после подтверждения инвойса)
В течение 24–48 часов через Riseworks или Plane
Verified Fine-Print Disclosures from Official Documentation
Exact contract stipulations, drawdown formulas, and account closure triggers.
FUTURES
FTMO Instant: Day-One Rewards & No Evaluation Phase
🔵 InformationalThe FTMO Instant Account bypasses Phase 1 and Phase 2 evaluation challenges entirely. Every trade closed within the risk parameters accumulates towards withdrawable rewards from Day 1 on a 90% reward ratio.
Source: FTMO Instant Account Terms
FTMO Instant: 30% Windfall / Consistency Rule
🟠 High RiskOn the Instant Account, your single highest profitable trading day cannot represent more than 30% of your total closed accumulated profit at the time of payout request. Exceeding 30% is not a rule breach, but payouts are withheld until subsequent trading days dilute the best day to 30% or less.
Source: FTMO Instant Account Specifications
FTMO Instant: Strict 3% Daily Loss Limit
🔴 Critical RuleWhile standard 2-step FTMO challenges allow a 5% daily loss, FTMO Instant enforces a tighter 3% maximum daily loss limit based on 00:00 CE(S)T start-of-day equity. Breaching this intraday equity threshold immediately terminates the account.
Source: FTMO Instant Account Specifications
20%–40% Consistency Rules by Plan
🟠 High RiskTradeify enforces a 35% consistency rule on Growth plans, 20%–30% on Lightning instant accounts, and 40% during Select evaluations.
Source: Tradeify Futures Rules
Mandatory Flat Position Before CME Market Close
🔴 Critical RuleOvernight and weekend holding are prohibited; all futures positions auto-close prior to the daily CME session close.
Source: Tradeify Trading Hours Policy
$80,000 Sim Funded Profit Cap Before Live Transition
🟡 ConditionedSim Funded futures accounts are capped at $80,000 in cumulative simulated payouts before mandatory review for live brokerage transition.
Source: Tradeify Payout Policy
Looking for granular policy breakdowns? Explore the official rule dossiers:
Key Differences
1
Trust Score: FTMO leads with a 4.8/5 TrustPilot rating (51,151 reviews) vs Tradeify's 4.5/5 (4,319 reviews).
2
Entry Cost: FTMO starts at €79 — 10% cheaper than Tradeify's $99.
3
Drawdown Mechanics: FTMO uses static equity-based (10%) while Tradeify uses trailing (5%). Static/balance-based drawdowns are generally considered safer.
4
Evaluation Path: FTMO uses a 1-Step, 2-Step, Instant evaluation model, while Tradeify offers a 1-Step path. Fewer steps generally means faster access to funded capital.
5
Daily Loss Limit: Tradeify allows a unlimited% daily loss vs FTMO's 5% — more room for volatile trading sessions.
6
Trading Platforms: FTMO uniquely offers cTrader, DXtrade, MT4, MT5. Tradeify uniquely offers NinjaTrader, ProjectX, Quantower, TradingView, Tradovate.
7
Maximum Capital: FTMO scales up to $2,000,000, 7x more than Tradeify's $300,000.
Deep Dive: Rules & Policies
News Trading: FTMO: Allowed (Swing + Evaluation). Restricted 2m before/after high-impact (Standard Funded).. Tradeify: Allowed.. Both firms have nuanced news trading policies — always check the specific rules for your account type before placing trades around major announcements.
Weekend & Overnight Holding: Swing traders take note — FTMO allows weekend holding, meaning you can carry positions through Friday close into Monday open. Tradeify requires positions to be closed before the weekend. This is a dealbreaker for multi-day position traders and macro-driven strategies.
Algorithmic Trading (EAs): Tradeify allows EAs, making it the better choice for algo traders. FTMO has tighter restrictions: Own EAs only. Third-party EAs strictly prohibited.. Make sure your trading bot complies before purchasing.
Commission Structure: FTMO charges FX: $5/lot. Metals: 0.0014%/vol. Indices/Energy: $0. Crypto: 0.065%/vol. Stocks: 0.004%/vol.. Tradeify charges See site commissions.. Lower commissions compound into significant savings over hundreds of trades — especially for high-frequency scalpers.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. FTMO: 1-Step: Best day ≤50% of total profit. 2-Step: None.. Tradeify: 35% (Growth). 20-30% (Lightning). 40% (Select).. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Tradable Instruments: FTMO uniquely offers CFD, Forex, Crypto, Stocks trading. Tradeify uniquely offers Futures, Commodities, Gold trading. If you trade specific asset classes, make sure your firm supports them before purchasing.
Payout Processing: FTMO processes payouts in 1–2 рабочих дня (в среднем 8 часов после подтверждения инвойса), while Tradeify takes В течение 24–48 часов через Riseworks или Plane. Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: FTMO scales up to $2,000,000 (requiring 10% чистой прибыли за 4 месяца (как минимум 2 из 4 месяцев прибыльные) profit per tier), while Tradeify caps at $300,000 (requiring Рост средств на счете открывает прогрессивное масштабирование контрактов CME на счетах Sim Funded; $80,000 прибыли переводят счет на Live исполнение per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: FTMO: 30 days (or freeze account 7 days to 6 months).. Tradeify: 1 trade per week.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Active Discount Codes: FTMO: Use code "CIRCLE" for Best Deals. Tradeify: Use code "CIRCLE" for 30% OFF. These codes can significantly reduce your upfront investment — always check for active promotions before purchasing.
Who Should Choose Which?
Budget-Conscious Traders
→ FTMO
Starting at just €79, FTMO offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit FTMOSwing & Position Traders
→ FTMO
FTMO allows weekend holding and has a static equity-based drawdown — both essential for multi-day strategies that need room to breathe.
Visit FTMOSafety-First Traders
→ FTMO
With a 4.8/5 TrustPilot rating and 51,151 verified reviews, FTMO offers the strongest track record and payout reliability.
Visit FTMOHigh-Frequency Scalpers
→ FTMO
FTMO offers zero-commission trading on select instruments, saving scalpers significant costs over hundreds of daily trades.
Visit FTMOAlgorithmic Traders
→ Tradeify
Tradeify has more permissive EA/bot policies, making it the better fit if you run automated trading systems.
Visit TradeifyCapital Scaling Traders
→ FTMO
FTMO scales up to $2,000,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit FTMOThe Final Verdict
Our expert conclusion based on the data
When choosing between FTMO and Tradeify in 2026, the decision comes down to what matters most to you as a trader. FTMO holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while Tradeify sits at 4.5/5 with 4,319 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, FTMO offers a significantly lower barrier to entry at €79 compared to Tradeify's $99 — that's roughly 10% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
A critical difference lies in their drawdown mechanics. FTMO uses a static equity-based drawdown at 10%, while Tradeify uses a trailing drawdown at 5%. FTMO's static drawdown means your loss limit is locked to your initial balance and never trails upward — this is mathematically safer and easier to manage, especially for swing traders who hold positions overnight.
Our Recommendation: If your priority is trust and track record, go with FTMO. If your priority is affordability, FTMO is the better entry point. Both firms offer a competitive До 90%% profit split.
Frequently Asked Questions
Is FTMO better than Tradeify in 2026?+
It depends on your priorities. FTMO has a stronger reputation with a 4.8/5 TrustPilot score. However, FTMO is more affordable at €79. For most traders, FTMO is the safer choice, but FTMO offers better value for those on a tight budget.
Which is cheaper, FTMO or Tradeify?+
FTMO is the more affordable option, with challenges starting at €79 compared to Tradeify's $99. You can save even more with the discount code "CIRCLE".
What is the profit split at FTMO vs Tradeify?+
FTMO offers up to До 90%% profit split, while Tradeify offers up to 90%%. Both firms offer a competitive, identical profit split.
What type of drawdown do FTMO and Tradeify use?+
FTMO uses a static equity-based drawdown (10%), while Tradeify uses a trailing drawdown (5%). Static and balance-based drawdowns are generally considered easier to manage than trailing drawdowns because they don't chase your equity high watermark.
How many evaluation steps does FTMO require vs Tradeify?+
FTMO uses a 1-Step, 2-Step, Instant evaluation model, while Tradeify uses a 1-Step model. Fewer steps generally means faster access to live funded capital.
Can I use Expert Advisors (EAs) with FTMO and Tradeify?+
FTMO: Own EAs only. Third-party EAs strictly prohibited.. Tradeify: Allowed (own bots).. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do FTMO and Tradeify support?+
FTMO supports cTrader, DXtrade, MT4, MT5. Tradeify supports NinjaTrader, ProjectX, Quantower, TradingView, Tradovate. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, FTMO or Tradeify?+
Both firms process payouts reliably. FTMO pays via Bank Transfer, Crypto, Mastercard, Skrill, Visa Direct. Tradeify pays via Plane, Riseworks. Check each firm's payout schedule for the most up-to-date processing times.
Comprehensive Firm Dossiers
FTMO In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.
Tradeify In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.