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FTMO vs Maven Trading
The Ultimate Head-to-Head Showdown
⚡ Quick Comparison Verdict
When choosing between FTMO and Maven Trading in 2026, the decision comes down to what matters most to you as a trader. FTMO holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while Maven Trading sits at 4.5/5 with 1,567 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
FUTURES
FTMO
4.8
- Fiable depuis 2015
- Acquisition d'OANDA
- Instant, 1-Step & 2-Step
Maven Trading
4.5
- Exécution ECN Vrai
- Frais Reset 25$
- Pas de Limite de Temps
FUTURES
At a Glance
4.8 / 5.0
Trader Satisfaction
4.5 / 5.0
90%
Profit Split
80%
$2.0M
Max Allocation
$0.4M
$89
Challenge Fee (Starting)
$99
Earnings Calculator
Monthly return (%)8%
FUTURES
Estimated Monthly Earnings
$6,400
Based on 100K account • 80% payout
Estimated Monthly Earnings
$6,400
Based on 100K account • 80% payout
Head-to-head Breakdown
FUTURES
FTMO
Maven Trading
Challenge Fee
€540
$440Best
Account Size
100,000
100,000
Profit Split
80%
80%
Profit Target
10% | 5%
8% | 5%Best
Daily Loss
5%Best
4%
Max Loss
10%Best
8%
Drawdown Type
static
static
Payout Frequency
14 days from first trade
10 days
Fine-Print Verification Matrix
Hidden Rules & Contract Clauses
Comparing unadvertised contract terms, trailing mechanics, news buffers, and payout hurdles extracted from official Terms of Service.
Fine-Print Term
Core Trading Clauses
FUTURES
FTMO
15 Verified Rules
Maven Trading
4 Verified Rules
News Trading Policy & Execution Buffers
Buffer windows before and after red-folder economic events, straddle restrictions, and execution slippage policies.
FUTURES
Allowed (Swing + Evaluation). Restricted 2m before/after high-impact (Standard Funded).
Restreint 2m avant/après (Challenge/Funded). Exempt: Instant.
Weekend & Overnight Holding
Whether swing positions may be held across Friday market close, or if automated liquidations apply.
FUTURES
Allowed (Swing). Prohibited for Standard Funded accounts.
Autorisé.
Drawdown Trailing & Loss Mechanics
Static balance-based vs End-of-Day (EOD) vs high-risk intraday open-equity trailing traps.
FUTURES
10%.
10% (Challenge).
Inactivity Rules & Account Expiry
Maximum allowable dormancy duration before account breach or administrative archiving.
FUTURES
30 days (or freeze account 7 days to 6 months).
30 jours.
Consistency Clauses & Profit Caps
Single-day profit caps (e.g. 30%-50% rule), lot-size variation brackets, and contract ladders.
FUTURES
1-Step: Best day ≤50% of total profit. 2-Step: None.
20% (Instant). Aucune (Challenge).
Payout Hurdles & Safety Buffers
Minimum qualifying profitable days, profit floor requirements, and mandatory buffer reserves.
FUTURES
1 à 2 jours ouvrés (moyenne de 8 heures après validation de la facture)
1 à 2 jours ouvrés via Riseworks, Crypto ou Virement Bancaire
Verified Fine-Print Disclosures from Official Documentation
Exact contract stipulations, drawdown formulas, and account closure triggers.
FUTURES
FTMO Instant: Day-One Rewards & No Evaluation Phase
🔵 InformationalThe FTMO Instant Account bypasses Phase 1 and Phase 2 evaluation challenges entirely. Every trade closed within the risk parameters accumulates towards withdrawable rewards from Day 1 on a 90% reward ratio.
Source: FTMO Instant Account Terms
FTMO Instant: 30% Windfall / Consistency Rule
🟠 High RiskOn the Instant Account, your single highest profitable trading day cannot represent more than 30% of your total closed accumulated profit at the time of payout request. Exceeding 30% is not a rule breach, but payouts are withheld until subsequent trading days dilute the best day to 30% or less.
Source: FTMO Instant Account Specifications
FTMO Instant: Strict 3% Daily Loss Limit
🔴 Critical RuleWhile standard 2-step FTMO challenges allow a 5% daily loss, FTMO Instant enforces a tighter 3% maximum daily loss limit based on 00:00 CE(S)T start-of-day equity. Breaching this intraday equity threshold immediately terminates the account.
Source: FTMO Instant Account Specifications
All Expert Advisors (EAs) Prohibited
🔴 Critical RuleMaven Trading does not allow automated Expert Advisors (EAs) or trading bots under any circumstances across its evaluation or funded accounts.
Source: Maven Trading Official Rules
20% Consistency Score on Instant Accounts
🟠 High RiskInstant Funding accounts require your best trading day to remain at or below 20% of total profit prior to payout.
Source: Maven Trading Instant Rules
2-Minute News Trading Restriction
🟡 ConditionedOpening or closing trades 2 minutes before or after high-impact news events is restricted on Challenge and Funded accounts (Instant accounts are exempt).
Source: Maven Trading Official Rules
Looking for granular policy breakdowns? Explore the official rule dossiers:
Key Differences
1
Trust Score: FTMO leads with a 4.8/5 TrustPilot rating (51,151 reviews) vs Maven Trading's 4.5/5 (1,567 reviews).
2
Entry Cost: FTMO starts at €79 — 10% cheaper than Maven Trading's $13.
3
Profit Split: FTMO offers up to Jusqu'à 90%%, keeping more money in your pocket compared to Maven Trading's 80%%.
4
Drawdown Mechanics: FTMO uses static equity-based (10%) while Maven Trading uses balance-based (static) (8%). Static/balance-based drawdowns are generally considered safer.
5
Evaluation Path: FTMO uses a 1-Step, 2-Step, Instant evaluation model, while Maven Trading offers a 1-Step path. Fewer steps generally means faster access to funded capital.
6
Daily Loss Limit: FTMO allows a 5% daily loss vs Maven Trading's 4% — more room for volatile trading sessions.
7
Trading Platforms: FTMO uniquely offers DXtrade, MT4. Maven Trading uniquely offers Match-Trader, TradeLocker.
8
Maximum Capital: FTMO scales up to $2,000,000, 5x more than Maven Trading's $400,000.
Deep Dive: Rules & Policies
News Trading: FTMO: Allowed (Swing + Evaluation). Restricted 2m before/after high-impact (Standard Funded).. Maven Trading: Restreint 2m avant/après (Challenge/Funded). Exempt: Instant.. Both firms have nuanced news trading policies — always check the specific rules for your account type before placing trades around major announcements.
Algorithmic Trading (EAs): Both firms permit EAs with conditions. FTMO: Own EAs only. Third-party EAs strictly prohibited.. Maven Trading: Aucun EA autorisé en aucune circonstance.. Always verify that your specific EA complies with the firm's terms of service.
Commission Structure: FTMO charges FX: $5/lot. Metals: 0.0014%/vol. Indices/Energy: $0. Crypto: 0.065%/vol. Stocks: 0.004%/vol.. Maven Trading charges FX: 4$/lot. Métaux, Énergie: 6$/lot. Indices, Crypto: 0$.. Lower commissions compound into significant savings over hundreds of trades — especially for high-frequency scalpers.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. FTMO: 1-Step: Best day ≤50% of total profit. 2-Step: None.. Maven Trading: 20% (Instant). Aucune (Challenge).. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Forex Leverage: FTMO offers 1:100 FX leverage — significantly higher than Maven Trading's 1:75. Higher leverage amplifies both profits and losses. Aggressive scalpers benefit from higher leverage, while conservative swing traders may prefer the forced risk management of lower leverage.
Tradable Instruments: FTMO uniquely offers Stocks trading. Maven Trading uniquely offers trading. If you trade specific asset classes, make sure your firm supports them before purchasing.
Payout Processing: FTMO processes payouts in 1 à 2 jours ouvrés (moyenne de 8 heures après validation de la facture), while Maven Trading takes 1 à 2 jours ouvrés via Riseworks, Crypto ou Virement Bancaire. Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: FTMO scales up to 2 000 000 $ (requiring 10 % de profit net sur 4 mois (avec au moins 2 des 4 mois rentables) profit per tier), while Maven Trading caps at 400 000 $ initial (1 000 000 $ échelonné) (requiring Objectif de profit de 10 % sur un cycle d'évaluation de 4 mois per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: FTMO: 30 days (or freeze account 7 days to 6 months).. Maven Trading: 30 jours.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Active Discount Codes: FTMO: Use code "CIRCLE" for Best Deals. Maven Trading: Use code "" for a discount. These codes can significantly reduce your upfront investment — always check for active promotions before purchasing.
Who Should Choose Which?
Budget-Conscious Traders
→ FTMO
Starting at just €79, FTMO offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit FTMOSwing & Position Traders
→ FTMO
FTMO allows weekend holding and has a static equity-based drawdown — both essential for multi-day strategies that need room to breathe.
Visit FTMOSafety-First Traders
→ FTMO
With a 4.8/5 TrustPilot rating and 51,151 verified reviews, FTMO offers the strongest track record and payout reliability.
Visit FTMOHigh-Frequency Scalpers
→ FTMO
FTMO offers zero-commission trading on select instruments, saving scalpers significant costs over hundreds of daily trades.
Visit FTMOProfit Maximizers
→ FTMO
FTMO's Jusqu'à 90%% profit split means you keep more of every dollar you earn — the difference compounds significantly over time.
Visit FTMOCapital Scaling Traders
→ FTMO
FTMO scales up to $2,000,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit FTMOThe Final Verdict
Our expert conclusion based on the data
When choosing between FTMO and Maven Trading in 2026, the decision comes down to what matters most to you as a trader. FTMO holds a TrustPilot rating of 4.8/5 across 51,151 reviews, while Maven Trading sits at 4.5/5 with 1,567 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, FTMO offers a significantly lower barrier to entry at €79 compared to Maven Trading's $13 — that's roughly 10% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
A critical difference lies in their drawdown mechanics. FTMO uses a static equity-based drawdown at 10%, while Maven Trading uses a balance-based (static) drawdown at 8%. FTMO's static drawdown means your loss limit is locked to your initial balance and never trails upward — this is mathematically safer and easier to manage, especially for swing traders who hold positions overnight.
Our Recommendation: If your priority is trust and track record, go with FTMO. If your priority is affordability, FTMO is the better entry point. For maximum earnings per trade, FTMO wins with a Jusqu'à 90%% profit split.
Frequently Asked Questions
Is FTMO better than Maven Trading in 2026?+
It depends on your priorities. FTMO has a stronger reputation with a 4.8/5 TrustPilot score. However, FTMO is more affordable at €79. For most traders, FTMO is the safer choice, but FTMO offers better value for those on a tight budget.
Which is cheaper, FTMO or Maven Trading?+
FTMO is the more affordable option, with challenges starting at €79 compared to Maven Trading's $13. You can save even more with the discount code "CIRCLE".
What is the profit split at FTMO vs Maven Trading?+
FTMO offers up to Jusqu'à 90%% profit split, while Maven Trading offers up to 80%%. FTMO lets you keep more of your earnings.
What type of drawdown do FTMO and Maven Trading use?+
FTMO uses a static equity-based drawdown (10%), while Maven Trading uses a balance-based (static) drawdown (8%). Static and balance-based drawdowns are generally considered easier to manage than trailing drawdowns because they don't chase your equity high watermark.
How many evaluation steps does FTMO require vs Maven Trading?+
FTMO uses a 1-Step, 2-Step, Instant evaluation model, while Maven Trading uses a 1-Step model. Fewer steps generally means faster access to live funded capital.
Can I use Expert Advisors (EAs) with FTMO and Maven Trading?+
FTMO: Own EAs only. Third-party EAs strictly prohibited.. Maven Trading: Aucun EA autorisé en aucune circonstance.. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do FTMO and Maven Trading support?+
FTMO supports cTrader, DXtrade, MT4, MT5. Maven Trading supports cTrader, Match-Trader, MT5, TradeLocker. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, FTMO or Maven Trading?+
Both firms process payouts reliably. FTMO pays via Virement Bancaire, Crypto, Mastercard, Skrill, Visa Direct. Maven Trading pays via Virement Bancaire, Crypto, Riseworks. Check each firm's payout schedule for the most up-to-date processing times.
Comprehensive Firm Dossiers
FTMO In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.
Maven Trading In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.