MyFundedFutures vs Apex (2026): The Drawdown Revolution
For years, Apex Trader Funding had a monopoly on cheap futures accounts. Everyone hated their "Live Trailing Drawdown", but everyone accepted it because there was no alternative.
Then MyFundedFutures (MFFU) launched. Their pitch was simple: "We are like Apex (cheap-ish), but we fix the worst rule."
In 2026, MFFU is the biggest threat to Apex's dominance. Here is why.
The "Trailing" Killer
We explain this in every review because it is critical.
Apex: Live Trailing
- The drawdown follows your unrealized gains intra-trade.
- It traps you. If you are up $500 and price snaps back, your drawdown stays up.
MyFundedFutures: End-of-Day (Expert Account)
- On their "Expert" accounts, MFFU uses End-of-Day Trailing.
- This means the drawdown only updates at market close.
- Result: You can trade freely during the day without the "Ratchet" effect killing your buffer.
Impact: The pass rate on MFFU Expert accounts is estimated to be 30-40% higher than Apex accounts purely due to this rule.
| Feature | [**Apex Trader Funding**](/reviews/apex-trader-funding) | MyFundedFutures (MFFU) |
|---|---|---|
| Drawdown Type | Live Trailing (Hard) | EOD Trailing (Easier) |
| Sale Price ($50k) | $17 - $35 | $40 - $60 |
| Activation Fee | $85 (Lifetime) | Included (Starter) or Fee |
| Payout Consistency | 30% Rule | 40% Rule |
| Platform | Rithmic / Ninja | Rithmic / Ninja / Tradovate |
Pricing: The "Hidden" Activation Fee
Apex looks cheaper on the sticker, but do the math.
Apex Costs:
- Evaluation: $17 (Sales).
- PASSED! Now pay: $85 (Lifetime PA Fee).
- Total to trade live: $102.
MFFU Costs:
- Evaluation: $50 (Sales).
- PASSED! Now pay: $50 (Activation).
- Total to trade live: $100.
Reality: They cost roughly the same to get founded. Apex just puts the cost at the end. MFFU puts it upfront.
Payout Reliability
Apex is older (2021) and has paid out more ($100M+). MFFU is newer (2023) but has rapidly built trust. Their payout proofs are verified.
- Denials: Apex is stricter on "Gambling" denials. MFFU is slightly more lenient, but still bans evident gambling strategies (flipping max contracts in 10 seconds).
The Verdict
Choose Apex If:
- You are a volume stacker. You want 20 accounts. The slight monthly discount adds up over 20 accounts.
- You are a pure scalper. You don't hold trades, so trailing drawdown doesn't bother you.
Choose MyFundedFutures If:
- You are a normal trader. You hold trades for 10-60 minutes. You need EOD drawdown.
- You hate "Gotchas". You want a rule set that feels fair.
Winner: MyFundedFutures. The EOD rule is worth paying slightly more for. It dramatically increases your longevity.
PropFirmCircle Team
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