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26 Bank Transfer
Bank Transfer Prop Firms
Bank transfers (Wire/SEPA/ACH) remain the most universally accepted method for both purchasing evaluations and receiving prop firm payouts. While they may lack the instant speed of crypto, they provide unparalleled security and direct-to-bank convenience without requiring third-party wallet intermediaries. For European traders, SEPA is usually free and next-day, while US traders benefit from rapid ACH direct deposits. Compare the top prop firms supporting direct bank transfers below.
Maximum Security
Bank transfers offer institutional-grade security and a clear paper trail for your trading income.
Global Reach
SWIFT wire transfers allow you to receive payouts almost anywhere in the world.
Regional Networks
Take advantage of fast, low-cost local networks like SEPA (Europe) or ACH (USA).
Processing Times
While secure, international wire transfers can take 3-5 business days to clear.
Find Your Perfect Firm26 Results
| # | Firm | Rating | Actions |
|---|---|---|---|
1 | FTMO 19/10% off | 4.8 | |
2 | 4.8 | ||
3 | 4.6 | ||
4 | 4.8 | ||
5 | 4.8 | ||
6 | 4.2 | ||
7 | 4.5 | ||
8 | 4.7 | ||
9 | 4.8 | ||
10 | 4.5 | ||
11 | 4.5 | ||
12 | 4.5 | ||
13 | 4.3 | ||
14 | 4.5 | ||
15 | 4.8 | ||
16 | 4.5 | ||
17 | 4.6 | ||
18 | 4.5 | ||
19 | 4.3 | ||
20 | 4.4 | ||
21 | 4.5 | ||
22 | 4.6 | ||
23 | 4.4 | ||
24 | 4.4 | ||
25 | 4.5 | ||
26 | 4.5 |
Frequently Asked Questions
Do prop firms charge wire transfer fees?
Many prop firms absorb the wire fee for payouts over a certain amount (e.g., $500). However, your receiving bank or intermediary banks may still deduct a routing fee ($15-$30).
How long does a bank transfer payout take?
Domestic transfers (ACH/SEPA/Faster Payments) usually take 1-2 business days. International SWIFT wires typically take 3-5 business days to hit your account.
Can I use a digital bank like Wise or Revolut?
Yes! In fact, many traders prefer Wise or Revolut for receiving prop firm payouts because they offer much better currency exchange rates than traditional banks.