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Topstep vs Apex Trader Funding
The Ultimate Head-to-Head Showdown
Key Differences
1
Platform: Topstep uses Tradovate/Rithmic but has a dedicated 'TopstepX' platform. Apex relies heavily on Rithmic/NinjaTrader.
2
Drawdown: Apex uses a trailing drawdown that follows unrealized profits (very hard). Topstep's drawdown is calculated at the end of the day (EOD), which is much friendlier.
3
Payout Rules: Apex has a 'consistency rule' requiring steady trading. Topstep is more flexible once funded.
Detailed Comparison
TrustPilot Score
4.5
4.7
Starting Price
$49
$147
Profit Target
6%
6%
DD Max Drawdown
3% (balance)
4.5% (trailing)
Platforms
TopstepX
Atas, Bookmap, EdgeProX, Finamark, Jigsaw, MotiveWave, NinjaTrader, Quantower, R Trader Pro, Sierra Chart, TradingView, Tradovate, VolFix, WealthCharts
Our Verdict
Apex Trader Funding is the volume leader for a reason: it is incredibly cheap and easy to pass, especially during their 80-90% off sales. However, Topstep offers a far more premium experience with better payout reliability and the 'XFA' account structure which feels more professional. Use Apex if you want to churn and burn multiple accounts for cheap; use Topstep if you want a long-term trading career.
Frequently Asked Questions
Why is Apex so much cheaper?
Apex runs a high-volume model relying on reset fees. Their trailing drawdown causes many traders to fail, subsidizing the low entry cost.