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Fill88 vs SFX Funded
The Ultimate Head-to-Head Showdown
⚡ Quick Comparison Verdict
When choosing between Fill88 and SFX Funded in 2026, the decision comes down to what matters most to you as a trader. SFX Funded holds a TrustPilot rating of 4.86/5 across 3,954 reviews, while Fill88 sits at 4/5 with 45 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
Fill88
4
- حتى 90% من مشاركة الأرباح؛ حسابات Spark تتضاعف مع كل ربح 10% — التوسع حتى 1.28 مليون دولار
- رأس مال فوري مع Spark: بدون مرحلة تقييم، بدون حد خسارة يومية، بدون قواعد اتساق
- اختر بين تنفيذ RAW Spread أو بدون عمولة بنفس سعر التحدي
SFX Funded
4.86
- Instant Flex: قاعدة اتساق 0% (تداول بحرية)
- Instant Standard و Instant Pro (سحوبات عند الطلب)
- 1-Step Pro: حد هبوط يومي بقيمة 0 دولار
At a Glance
4.0 / 5.0
Trader Satisfaction
4.9 / 5.0
8090%
Profit Split
100%
$0.1M
Max Allocation
$3.2M
$39
Challenge Fee (Starting)
$9
Earnings Calculator
Monthly return (%)8%
Estimated Monthly Earnings
$6,400
Based on 100K account • 80% payout
Estimated Monthly Earnings
$6,800
Based on 100K account • 85% payout
Head-to-head Breakdown
Fill88
SFX Funded
Challenge Fee
$439Best
$499
Account Size
100,000
100,000
Profit Split
80%
85%Best
Profit Target
8% | 5%
8% | 5%
Daily Loss
4%
4%
Max Loss
10%Best
8%
Drawdown Type
static
static
Payout Frequency
On-Demand
On Demand
Fine-Print Verification Matrix
Hidden Rules & Contract Clauses
Comparing unadvertised contract terms, trailing mechanics, news buffers, and payout hurdles extracted from official Terms of Service.
Fine-Print Term
Core Trading Clauses
Fill88
4 Verified Rules
SFX Funded
5 Verified Rules
News Trading Policy & Execution Buffers
Buffer windows before and after red-folder economic events, straddle restrictions, and execution slippage policies.
Permitted during challenge/evaluation phases on Launch, Ascend, and Summit. Not permitted on funded accounts or Spark accounts. Trades within 4 minutes of major news events are restricted.
Allowed during evaluation; restricted once funded (no execution 2 mins before/after red-folder events).
Weekend & Overnight Holding
Whether swing positions may be held across Friday market close, or if automated liquidations apply.
Allowed during challenge phases for Launch, Ascend, and Summit. Not allowed on funded accounts or Spark accounts. All positions must be closed before Friday market close.
Allowed on all programmes.
Drawdown Trailing & Loss Mechanics
Static balance-based vs End-of-Day (EOD) vs high-risk intraday open-equity trailing traps.
Summit and Launch use 10% static drawdown. Ascend uses 6% trailing drawdown (trails highest closed balance). Spark uses Smart Drawdown: starts at 10%, locks to 5% after achieving 5% profit.
Drawdown floor is fixed or tied to starting balance — zero open equity trailing traps
Inactivity Rules & Account Expiry
Maximum allowable dormancy duration before account breach or administrative archiving.
No specific inactivity timeout published. No maximum time limit to complete challenges.
30 days with no trades triggers automatic suspension.
Consistency Clauses & Profit Caps
Single-day profit caps (e.g. 30%-50% rule), lot-size variation brackets, and contract ladders.
Best trading day must not exceed 40% of total profit when requesting a payout. Applies to Launch, Ascend, and Summit funded accounts.
Best single day profit threshold: 15% (Instant/SFX-GO), 20% (1-Step Pro/Pay Later), 25% (Ascend).
Payout Hurdles & Safety Buffers
Minimum qualifying profitable days, profit floor requirements, and mandatory buffer reserves.
خطة Spark: 14 يومًا (أول سحب)، ثم كل 7 أيام. خطط Launch و Ascend و Summit: عند الطلب
متوسط 7 ساعات (مع ضمان السحب خلال 48 ساعة أو تعويض 1,000 دولار)
Verified Fine-Print Disclosures from Official Documentation
Exact contract stipulations, drawdown formulas, and account closure triggers.
40% Payout Consistency Rule (Launch, Ascend & Summit)
🟠 High RiskWhen requesting a payout on Launch, Ascend, or Summit funded accounts, your best trading day cannot exceed 40% of total profit.
Source: Fill88 Official Rules
1.5%–3% Risk Cap Per Trade Idea
🟠 High RiskMaximum risk per trade idea is capped at 1.5% on Ascend/Summit $50K+, 2% on standard accounts, and 3% on Spark $500. Reopening the same direction within 10 minutes counts as the same trade idea.
Source: Fill88 Risk Management Policy
Funded News (±4 Min) & Weekend Holding Restrictions
🟠 High RiskWhile allowed during evaluation phases, funded and Spark accounts prohibit trading within 4 minutes of major news events and require closing all positions before Friday market close.
Source: Fill88 Funded Account Terms
15%–25% Stability Index (Instant Flex has 0% Consistency)
🟠 High RiskBest single-day profit cannot exceed 15% on Instant Standard and SFX-GO, 20% on Instant Pro and 1-Step Pro, or 25% on Ascend accounts. CRUCIAL EXCEPTION: Instant Flex accounts feature ZERO (0%) consistency requirements, granting complete trading freedom.
Source: SFX Funded Official Rules
1%–2% Max Floating Loss per Trade (SFX Protect System)
🔴 Critical RuleSFX strictly enforces a floating loss cap per position (-1% on Instant Standard & Flex; -2% on Instant Pro up to $250K). First breach cuts profit split, second breach cuts further, and repeated breach triggers permanent account termination.
Source: SFX Funded Terms & Conditions
All Copy Trading Prohibited (Internal & External)
🔴 Critical RuleSFX Funded prohibits both internal and external copy trading, as well as third-party commercial EAs, grid trading, and martingale strategies.
Source: SFX Funded Prohibited Trading
Looking for granular policy breakdowns? Explore the official rule dossiers:
Key Differences
1
Trust Score: SFX Funded leads with a 4.86/5 TrustPilot rating (3,954 reviews) vs Fill88's 4/5 (45 reviews).
2
Entry Cost: SFX Funded starts at $7 — 77% cheaper than Fill88's $39.
3
Profit Split: Fill88 offers up to 80% to 90%%, keeping more money in your pocket compared to SFX Funded's حتى 100%%.
4
Drawdown Buffer: Fill88 offers a more generous 10% max drawdown vs SFX Funded's 8%.
5
Evaluation Path: Fill88 uses a 1-Step, 2-Step, Instant evaluation model, while SFX Funded offers a مرحلة واحدة، مرحلتين، فوري path. Fewer steps generally means faster access to funded capital.
6
Trading Platforms: Fill88 uniquely offers MetaTrader 5. SFX Funded uniquely offers Match-Trader, Platform 5, TradeLocker.
7
Maximum Capital: SFX Funded scales up to $3,200,000, 32x more than Fill88's $100,000.
Deep Dive: Rules & Policies
News Trading: Fill88: Permitted during challenge/evaluation phases on Launch, Ascend, and Summit. Not permitted on funded accounts or Spark accounts. Trades within 4 minutes of major news events are restricted.. SFX Funded: Allowed during evaluation; restricted once funded (no execution 2 mins before/after red-folder events).. Both firms have nuanced news trading policies — always check the specific rules for your account type before placing trades around major announcements.
Algorithmic Trading (EAs): Both firms permit EAs with conditions. Fill88: Not explicitly prohibited but subject to fair execution policies. Martingale is banned on Spark accounts.. SFX Funded: Trade and risk-manager EAs allowed. Self-developed EAs allowed with source code. Third-party EAs prohibited.. Always verify that your specific EA complies with the firm's terms of service.
Commission Structure: Fill88 charges Commission-free accounts: $0. RAW spread accounts: FX $5, Metals $5, Commodities $2, Crypto $1 per round turn.. SFX Funded charges FX/Commodities: $3/lot | Indices: $2.40/lot | Crypto: Free. Lower commissions compound into significant savings over hundreds of trades — especially for high-frequency scalpers.
Consistency Rule: Both firms enforce consistency rules but with different thresholds. Fill88: Best trading day must not exceed 40% of total profit when requesting a payout. Applies to Launch, Ascend, and Summit funded accounts.. SFX Funded: Best single day profit threshold: 15% (Instant/SFX-GO), 20% (1-Step Pro/Pay Later), 25% (Ascend).. Understand these limits before you trade — exceeding them can invalidate your evaluation.
Payout Processing: Fill88 processes payouts in خطة Spark: 14 يومًا (أول سحب)، ثم كل 7 أيام. خطط Launch و Ascend و Summit: عند الطلب, while SFX Funded takes متوسط 7 ساعات (مع ضمان السحب خلال 48 ساعة أو تعويض 1,000 دولار). Faster payouts mean quicker access to your hard-earned profits — an important factor for full-time traders who depend on this income.
Scaling Potential: Fill88 scales up to 1,280,000 دولار (توسيع Spark) (requiring 10% ربح للتوسيع (يضاعف برنامج Spark Instant رصيد الحساب عند كل هدف +10%) profit per tier), while SFX Funded caps at 3,200,000 دولار (requiring ربحية مستمرة كل 3 أشهر (أو تحقيق أهداف توسيع البرنامج) per tier). If your long-term goal is managing large capital, the firm with the higher ceiling offers more growth runway.
Inactivity Policy: Fill88: No specific inactivity timeout published. No maximum time limit to complete challenges.. SFX Funded: 30 days with no trades triggers automatic suspension.. Be mindful of these policies — an inactive account can be terminated, and you would forfeit your challenge fee and any unrealized progress.
Who Should Choose Which?
Budget-Conscious Traders
→ SFX Funded
Starting at just $7, SFX Funded offers the lowest barrier to entry — ideal if you want to test the waters without risking a large upfront fee.
Visit SFX FundedSafety-First Traders
→ SFX Funded
With a 4.86/5 TrustPilot rating and 3,954 verified reviews, SFX Funded offers the strongest track record and payout reliability.
Visit SFX FundedHigh-Frequency Scalpers
→ Fill88
Fill88 offers zero-commission trading on select instruments, saving scalpers significant costs over hundreds of daily trades.
Visit Fill88Profit Maximizers
→ Fill88
Fill88's 80% to 90%% profit split means you keep more of every dollar you earn — the difference compounds significantly over time.
Visit Fill88Capital Scaling Traders
→ SFX Funded
SFX Funded scales up to $3,200,000 — giving you the highest possible ceiling for growing your funded capital over time.
Visit SFX FundedThe Final Verdict
Our expert conclusion based on the data
When choosing between Fill88 and SFX Funded in 2026, the decision comes down to what matters most to you as a trader. SFX Funded holds a TrustPilot rating of 4.86/5 across 3,954 reviews, while Fill88 sits at 4/5 with 45 reviews. Both firms are legitimate and pay traders, but they serve fundamentally different trader profiles.
On pricing, SFX Funded offers a significantly lower barrier to entry at $7 compared to Fill88's $39 — that's roughly 77% cheaper. However, cheaper doesn't always mean better value. You need to weigh this against the profit split, drawdown rules, and payout reliability.
Both firms use a static drawdown — Fill88 at 10% and SFX Funded at 8%. Fill88 gives you more buffer to absorb losses before breaching.
Our Recommendation: If your priority is trust and track record, go with SFX Funded. If your priority is affordability, SFX Funded is the better entry point. For maximum earnings per trade, Fill88 wins with a 80% to 90%% profit split.
Frequently Asked Questions
Is Fill88 better than SFX Funded in 2026?+
It depends on your priorities. SFX Funded has a stronger reputation with a 4.86/5 TrustPilot score. However, SFX Funded is more affordable at $7. For most traders, SFX Funded is the safer choice, but SFX Funded offers better value for those on a tight budget.
Which is cheaper, Fill88 or SFX Funded?+
SFX Funded is the more affordable option, with challenges starting at $7 compared to Fill88's $39.
What is the profit split at Fill88 vs SFX Funded?+
Fill88 offers up to 80% to 90%% profit split, while SFX Funded offers up to حتى 100%%. Fill88 lets you keep more of your earnings.
How many evaluation steps does Fill88 require vs SFX Funded?+
Fill88 uses a 1-Step, 2-Step, Instant evaluation model, while SFX Funded uses a مرحلة واحدة، مرحلتين، فوري model. Fewer steps generally means faster access to live funded capital.
Can I use Expert Advisors (EAs) with Fill88 and SFX Funded?+
Fill88: Not explicitly prohibited but subject to fair execution policies. Martingale is banned on Spark accounts.. SFX Funded: Trade and risk-manager EAs allowed. Self-developed EAs allowed with source code. Third-party EAs prohibited.. Always verify your specific EA is compliant before purchasing a challenge.
What trading platforms do Fill88 and SFX Funded support?+
Fill88 supports MetaTrader 5. SFX Funded supports Match-Trader, Platform 5, TradeLocker. Both offer professional-grade execution suitable for serious traders.
Which firm has better payout speeds, Fill88 or SFX Funded?+
Both firms process payouts reliably. Fill88 pays via Crypto (direct). SFX Funded pays via Crypto (USDT TRC20/ERC20), Bank Transfer. Check each firm's payout schedule for the most up-to-date processing times.
Comprehensive Firm Dossiers
Fill88 In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.
SFX Funded In-Depth Hub
Complete analysis of scaling milestones, verified payout proofs, and fine-print rules.